Kennebec Savings Bank closing costs and rates (2024)
In 2024, Kennebec Savings Bank originated 293 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $1,053. That is $5,688 below the national median of $6,741. Kennebec Savings Bank is most active in Maine with 293 originations there.
Purchase Originations
293
Median Total Costs
$1,053
−84.4% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$20
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 293 | 7.250% | $1,053 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maine | 293 | 7.250% | $1,053 | #9 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $747 | 7.350% | — | 4 | −$306 | |
| 2 | $878 | 6.950% | — | 9 | −$175 | |
| 3 | $890 | 7.375% | — | 4 | −$163 | |
| 4 | $966 | 7.225% | — | 10 | −$87 | |
| 5 | $1,023 | 7.200% | — | 1 | −$30 | |
| 6 | $1,027 | 7.250% | — | 192 | −$26 | |
| 7 | $1,043 | 7.125% | — | 20 | −$10 | |
| 8 | $1,063 | 7.500% | — | 5 | +$10 | |
| 9 | $1,085 | 7.450% | — | 17 | +$32 | |
| 10 | $1,088 | 7.200% | — | 8 | +$35 | |
| 11 | $1,098 | 7.200% | — | 17 | +$45 | |
| 12 | $1,590 | 6.850% | — | 2 | +$537 | |
| 13 | $2,132 | 7.500% | — | 4 | +$1,079 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.