Lowest closing cost mortgage lenders in Cumberland County County, Maine
In Cumberland County, Maine, homebuyers paid a median of $4,535 in closing costs in 2024 — below the Maine median of $4,783. The county saw 2,560 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Kennebec Savings Bank offered the lowest median costs at $1,098, which is $3,283 less than the county median.
Homebuyers in Cumberland County County who chose Kennebec Savings Bank paid $3,437 less in closing costs than the county median.
County Median Costs
$4,535
−5.2% vs Maine ($4,783)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,595
Purchase Originations
2,560
vs Maine Median
5.2% below
$-248
vs National Median
32.7% below
$-2,206
Lender rankings in Cumberland County County
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,098 | 7.200% | $0 | 17 | −$3,283 | |
| 2 | $1,152 | 9.250% | $0 | 23 | −$3,229 | |
| 3 | $2,586 | 6.375% | $0 | 11 | −$1,795 | |
| 4 | $3,232 | 6.500% | $800 | 47 | −$1,149 | |
| 5 | $3,443 | 6.625% | $950 | 24 | −$938 | |
| 6 | $3,448 | 6.625% | $1,025 | 224 | −$933 | |
| 7 | $3,699 | 6.750% | $1,275 | 13 | −$682 | |
| 8 | $3,778 | 6.500% | $750 | 13 | −$603 | |
| 9 | $3,864 | 6.495% | $923 | 14 | −$517 | |
| 10 | $3,908 | 6.625% | $1,135 | 124 | −$473 | |
| 11 | $4,059 | 6.875% | $1,195 | 53 | −$322 | |
| 12 | $4,118 | 6.625% | $995 | 74 | −$263 | |
| 13 | $4,126 | 6.990% | $1,700 | 150 | −$254 | |
| 14 | $4,188 | 6.688% | $1,723 | 222 | −$193 | |
| 15 | $4,227 | 6.875% | $1,395 | 73 | −$154 | |
| 16 | $4,270 | 6.812% | $1,790 | 22 | −$111 | |
| 17 | $4,275 | 6.625% | $1,350 | 15 | −$106 | |
| 18 | $4,300 | 6.750% | $1,100 | 113 | −$81 | |
| 19 | $4,328 | 6.750% | $1,375 | 29 | −$53 | |
| 20 | $4,366 | 7.058% | $1,595 | 28 | −$15 | |
| 21 | $4,498 | 6.862% | $1,640 | 32 | +$116 | |
| 22 | $4,634 | 6.875% | $895 | 24 | +$253 | |
| 23 | $4,651 | 6.938% | $2,101 | 10 | +$270 | |
| 24 | $4,678 | 6.875% | $1,622 | 51 | +$297 | |
| 25 | $4,691 | 6.375% | $1,842 | 46 | +$310 | |
| 26 | $4,797 | 6.625% | $1,690 | 74 | +$416 | |
| 27 | $4,952 | 6.875% | $1,797 | 11 | +$571 | |
| 28 | $4,988 | 6.625% | $1,695 | 17 | +$608 | |
| 29 | $5,296 | 6.500% | $1,709 | 13 | +$915 | |
| 30 | $5,318 | 6.989% | $2,339 | 292 | +$937 | |
| 31 | $5,919 | 7.062% | $3,583 | 58 | +$1,538 | |
| 32 | $7,659 | 6.500% | $5,110 | 37 | +$3,278 | |
| 33 | $12,349 | 6.990% | $9,677 | 30 | +$7,968 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.