Homebuyers in Cumberland County County who chose Kennebec Savings Bank paid $3,529 less in closing costs than the county median.
County Median Costs
$4,602
−2.8% vs Maine ($4,736)
Median Rate
6.550%
+0.9% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
2,740
Denial Rate
6.1%
vs Maine avg (7.9%)
vs Maine Median
2.8% below
$-134
vs National Median
31.1% below
$-2,078
39 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,073 | 6.950% | $0 | 31 | −$3,367 | |
| 2 | $1,353 | 9.250% | $200 | 30 | −$3,087 | |
| 3 | $2,729 | 6.438% | $0 | 10 | −$1,711 | |
| 4 | $3,426 | 6.058% | $990 | 10 | −$1,014 | |
| 5 | $3,426 | 6.812% | $800 | 28 | −$1,014 | |
| 6 | $3,540 | 6.050% | $815 | 10 | −$900 | |
| 7 | $3,640 | 6.750% | $550 | 19 | −$800 | |
| 8 | $3,707 | 6.375% | $1,250 | 281 | −$733 | |
| 9 | $3,802 | 6.250% | $1,125 | 15 | −$638 | |
| 10 | $3,832 | 6.250% | $885 | 15 | −$608 | |
| 11 | $4,004 | 7.000% | $1,500 | 18 | −$436 | |
| 12 | $4,016 | 6.250% | $1,249 | 30 | −$424 | |
| 13 | $4,017 | 6.750% | $895 | 31 | −$423 | |
| 14 | $4,028 | 6.490% | $1,790 | 16 | −$412 | |
| 15 | $4,067 | 6.490% | $1,135 | 119 | −$373 | |
| 16 | $4,099 | 6.250% | $950 | 30 | −$341 | |
| 17 | $4,217 | 5.990% | $1,590 | 20 | −$223 | |
| 18 | $4,229 | 6.375% | $1,695 | 11 | −$211 | |
| 19 | $4,295 | 6.625% | $1,100 | 138 | −$145 | |
| 20 | $4,387 | 6.688% | $1,671 | 134 | −$53 | |
| 21 | $4,432 | 6.750% | $1,923 | 179 | −$8 | |
| 22 | $4,480 | 6.808% | $1,695 | 10 | +$40 | |
| 23 | $4,481 | 6.188% | $1,895 | 24 | +$41 | |
| 24 | $4,548 | 6.495% | $1,245 | 76 | +$108 | |
| 25 | $4,615 | 6.624% | $1,695 | 115 | +$175 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.