WESTERN VISTA closing costs and rates (2024)
In 2024, WESTERN VISTA originated 101 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $6,716. That is $25 below the national median of $6,741. WESTERN VISTA is most active in Wyoming with 98 originations there.
Purchase Originations
101
Median Total Costs
$6,716
−0.4% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$3,254
Median Lender Credits
$10
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 45 | 6.490% | $4,851 | $3,356 |
| fha | 40 | 6.125% | $9,003 | $3,085 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wyoming | 98 | 6.188% | $6,831 | #12 |
| Arizona | 1 | 5.625% | $8,942 | — |
| Idaho | 1 | 4.750% | $4,274 | — |
| New Mexico | 1 | 6.625% | $4,137 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,540 | 5.990% | — | 1 | −$3,176 | |
| 2 | $4,137 | 6.625% | — | 1 | −$2,579 | |
| 3 | $4,227 | 6.500% | — | 1 | −$2,489 | |
| 4 | $4,274 | 4.750% | — | 1 | −$2,442 | |
| 5 | $4,596 | 6.500% | — | 1 | −$2,120 | |
| 6 | $6,336 | 6.625% | — | 1 | −$380 | |
| 7 | $6,608 | 5.995% | — | 4 | −$108 | |
| 8 | $6,956 | 6.125% | — | 88 | +$240 | |
| 9 | $8,236 | 6.875% | — | 1 | +$1,520 | |
| 10 | $8,942 | 5.625% | — | 1 | +$2,226 | |
| 11 | $9,640 | 6.375% | — | 1 | +$2,924 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.