VALLEY STRONG CREDIT UNION closing costs and rates (2024)
In 2024, VALLEY STRONG CREDIT UNION originated 114 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $6,076. That is $665 below the national median of $6,741. VALLEY STRONG CREDIT UNION is most active in California with 113 originations there.
Purchase Originations
114
Median Total Costs
$6,076
−9.9% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$2,088
Median Lender Credits
$737
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 114 | 6.000% | $6,076 | $2,088 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 113 | 6.000% | $6,094 | #192 |
| Texas | 1 | 6.000% | $5,271 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,807 | 6.375% | — | 5 | −$2,269 | |
| 2 | $3,971 | 7.125% | — | 1 | −$2,105 | |
| 3 | $4,020 | 6.250% | — | 1 | −$2,056 | |
| 4 | $4,313 | 6.125% | — | 3 | −$1,763 | |
| 5 | $4,540 | 6.250% | — | 2 | −$1,536 | |
| 6 | $5,132 | 5.500% | — | 1 | −$944 | |
| 7 | $5,271 | 6.000% | — | 1 | −$805 | |
| 8 | $5,520 | 5.750% | — | 1 | −$556 | |
| 9 | $6,535 | 6.000% | — | 99 | +$459 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.