Timberland Bank closing costs and rates (2024)
In 2024, Timberland Bank originated 120 purchase mortgages at a median interest rate of 8.25% and median total closing costs of $12,200. That is $5,459 above the national median of $6,741. Timberland Bank is most active in Washington with 118 originations there.
Purchase Originations
120
Median Total Costs
$12,200
+81.0% vs national ($6,741)
Median Rate
8.250%
+24.6% vs national (6.620%)
Median Origination
$9,628
Median Lender Credits
$62
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 120 | 8.250% | $12,200 | $9,628 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 118 | 8.250% | $12,271 | #97 |
| Arizona | 1 | 7.000% | $3,525 | — |
| Oregon | 1 | 8.250% | $12,081 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,525 | 7.000% | — | 1 | −$8,675 | |
| 2 | $7,031 | 8.250% | — | 13 | −$5,169 | |
| 3 | $8,694 | 8.000% | — | 9 | −$3,506 | |
| 4 | $8,945 | 8.250% | — | 1 | −$3,255 | |
| 5 | $9,532 | 8.125% | — | 10 | −$2,668 | |
| 6 | $10,525 | 8.250% | — | 2 | −$1,675 | |
| 7 | $10,602 | 8.250% | — | 5 | −$1,598 | |
| 8 | $11,011 | 8.125% | — | 8 | −$1,189 | |
| 9 | $12,020 | 8.250% | — | 1 | −$180 | |
| 10 | $12,081 | 8.250% | — | 1 | −$119 | |
| 11 | $12,157 | 8.250% | — | 1 | −$43 | |
| 12 | $12,297 | 8.250% | — | 1 | +$97 | |
| 13 | $12,387 | 8.250% | — | 1 | +$187 | |
| 14 | $13,547 | 8.125% | — | 2 | +$1,347 | |
| 15 | $14,013 | 8.000% | — | 1 | +$1,813 | |
| 16 | $14,381 | 8.000% | — | 14 | +$2,181 | |
| 17 | $14,976 | 8.250% | — | 32 | +$2,776 | |
| 18 | $15,344 | 8.000% | — | 13 | +$3,144 | |
| 19 | $17,582 | 8.250% | — | 4 | +$5,382 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.