Security First Bank closing costs and rates (2024)
In 2024, Security First Bank originated 130 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,646. That is $4,095 below the national median of $6,741. Security First Bank is most active in Nebraska with 115 originations there.
Purchase Originations
130
Median Total Costs
$2,646
−60.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$990
Median Lender Credits
$106
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 125 | 6.750% | $2,632 | $990 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 115 | 6.750% | $2,631 | #37 |
| South Dakota | 12 | 6.750% | $3,043 | — |
| Colorado | 1 | 6.875% | $3,042 | — |
| Minnesota | 1 | 5.875% | $3,245 | — |
| West Virginia | 1 | 6.750% | $3,272 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,767 | 7.562% | — | 2 | −$879 | |
| 2 | $1,919 | 6.812% | — | 2 | −$727 | |
| 3 | $1,939 | 7.500% | — | 1 | −$707 | |
| 4 | $2,072 | 7.062% | — | 6 | −$574 | |
| 5 | $2,298 | 6.688% | — | 2 | −$348 | |
| 6 | $2,311 | 7.375% | — | 2 | −$335 | |
| 7 | $2,403 | 5.875% | — | 1 | −$243 | |
| 8 | $2,440 | 6.812% | — | 2 | −$206 | |
| 9 | $2,626 | 6.625% | — | 56 | −$20 | |
| 10 | $2,681 | 6.750% | — | 15 | +$35 | |
| 11 | $2,741 | 6.625% | — | 5 | +$95 | |
| 12 | $2,749 | 7.875% | — | 1 | +$103 | |
| 13 | $2,752 | 6.500% | — | 6 | +$106 | |
| 14 | $2,768 | 6.750% | — | 1 | +$122 | |
| 15 | $2,861 | 6.875% | — | 4 | +$215 | |
| 16 | $2,908 | 6.750% | — | 1 | +$262 | |
| 17 | $3,042 | 6.875% | — | 1 | +$396 | |
| 18 | $3,052 | 6.750% | — | 10 | +$406 | |
| 19 | $3,245 | 5.875% | — | 1 | +$599 | |
| 20 | $4,066 | 6.875% | — | 3 | +$1,420 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.