Quaint Oak Mortgage, LLC closing costs and rates (2024)
In 2024, Quaint Oak Mortgage, LLC originated 194 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,449. That is $708 above the national median of $6,741. Quaint Oak Mortgage, LLC is most active in Pennsylvania with 167 originations there.
Purchase Originations
194
Median Total Costs
$7,449
+10.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,031
Median Lender Credits
$30
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 146 | 6.500% | $6,455 | $2,804 |
| fha | 43 | 6.375% | $11,054 | $3,521 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 167 | 6.500% | $7,511 | #119 |
| New Jersey | 24 | 6.625% | $6,696 | — |
| Delaware | 2 | 6.375% | $6,220 | — |
| Florida | 1 | 6.125% | $5,713 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,183 | 6.875% | — | 1 | −$2,266 | |
| 2 | $5,498 | 6.625% | — | 11 | −$1,951 | |
| 3 | $5,713 | 6.125% | — | 1 | −$1,736 | |
| 4 | $6,077 | 6.500% | — | 5 | −$1,372 | |
| 5 | $6,182 | 6.875% | — | 2 | −$1,267 | |
| 6 | $6,220 | 6.375% | — | 2 | −$1,229 | |
| 7 | $6,413 | 6.375% | — | 5 | −$1,036 | |
| 8 | $6,784 | 6.500% | — | 49 | −$665 | |
| 9 | $7,387 | 6.625% | — | 7 | −$62 | |
| 10 | $7,700 | 6.500% | — | 20 | +$251 | |
| 11 | $7,724 | 6.562% | — | 32 | +$275 | |
| 12 | $8,148 | 6.500% | — | 33 | +$699 | |
| 13 | $8,154 | 7.500% | — | 2 | +$705 | |
| 14 | $8,490 | 6.062% | — | 2 | +$1,041 | |
| 15 | $8,719 | 6.375% | — | 3 | +$1,270 | |
| 16 | $9,619 | 6.562% | — | 8 | +$2,170 | |
| 17 | $9,946 | 6.625% | — | 1 | +$2,497 | |
| 18 | $10,616 | 6.812% | — | 2 | +$3,167 | |
| 19 | $11,175 | 6.625% | — | 3 | +$3,726 | |
| 20 | $11,686 | 6.750% | — | 1 | +$4,237 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.