PACIFIC RESIDENTIAL MORTGAGE, LLC closing costs and rates (2024)
In 2024, PACIFIC RESIDENTIAL MORTGAGE, LLC originated 904 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,951. That ranks #402 nationally by origination volume. For total closing costs among lenders with 500+ originations, PACIFIC RESIDENTIAL MORTGAGE, LLC ranks #546. That is $3,210 above the national median of $6,741. PACIFIC RESIDENTIAL MORTGAGE, LLC is most active in Oregon with 374 originations there.
Purchase Originations
904
Ranked #402 nationally
Median Total Costs
$9,951
+47.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,732
Median Lender Credits
$889
Cost Rank (500+ vol.)
#546
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 590 | 6.875% | $7,978 | $4,633 |
| fha | 233 | 6.250% | $15,552 | $5,245 |
| va | 74 | 6.625% | $10,536 | $3,912 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 374 | 6.625% | $10,432 | #26 |
| California | 222 | 6.625% | $9,422 | #141 |
| Arizona | 137 | 6.625% | $8,733 | #82 |
| Texas | 37 | 6.625% | $10,395 | — |
| Washington | 26 | 6.688% | $8,214 | — |
| New Mexico | 22 | 6.495% | $7,458 | — |
| Nevada | 22 | 6.933% | $11,598 | — |
| Utah | 21 | 6.625% | $18,270 | — |
| Florida | 18 | 6.625% | $8,134 | — |
| Idaho | 9 | 6.375% | $12,491 | — |
| Colorado | 3 | 6.625% | $6,478 | — |
| Tennessee | 3 | 6.375% | $6,588 | — |
| Alabama | 2 | 6.312% | $10,499 | — |
| Minnesota | 2 | 6.688% | $8,262 | — |
| Montana | 2 | 6.745% | $4,888 | — |
| Ohio | 2 | 6.620% | $3,885 | — |
| Georgia | 1 | 7.375% | $16,946 | — |
| South Carolina | 1 | 6.750% | $12,109 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,226 | 6.625% | — | 19 | −$2,725 | |
| 2 | $7,458 | 6.495% | — | 22 | −$2,493 | |
| 3 | $8,315 | 6.625% | — | 14 | −$1,636 | |
| 4 | $8,360 | 6.500% | — | 11 | −$1,591 | |
| 5 | $8,405 | 6.625% | — | 89 | −$1,546 | |
| 6 | $9,326 | 6.625% | — | 41 | −$625 | |
| 7 | $9,332 | 6.625% | — | 24 | −$619 | |
| 8 | $9,517 | 6.625% | — | 21 | −$434 | |
| 9 | $9,976 | 6.625% | — | 32 | +$25 | |
| 10 | $10,057 | 6.625% | — | 51 | +$106 | |
| 11 | $10,072 | 6.750% | — | 97 | +$121 | |
| 12 | $10,168 | 6.750% | — | 18 | +$217 | |
| 13 | $10,288 | 6.990% | — | 14 | +$337 | |
| 14 | $10,714 | 6.625% | — | 49 | +$763 | |
| 15 | $11,291 | 6.625% | — | 14 | +$1,340 | |
| 16 | $11,390 | 6.625% | — | 29 | +$1,439 | |
| 17 | $11,762 | 6.625% | — | 40 | +$1,811 | |
| 18 | $12,210 | 6.490% | — | 21 | +$2,259 | |
| 19 | $12,592 | 6.625% | — | 19 | +$2,641 | |
| 20 | $18,697 | 6.625% | — | 16 | +$8,746 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.