Purchase Originations
182
Median Total Costs
$8,417
+26.0% vs national ($6,680)
↑ $72 vs prior year
Median Rate
6.062%
−6.6% vs national (6.490%)
↓ 0.563% vs prior year
Median Origination
$1,395
Median Lender Credits
$2,533
Denial Rate
10.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.062% | $8,417 | $1,395 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 168 | 6.125% | $8,572 | #158 |
| Nevada | 7 | 5.990% | $5,965 | — |
| Arizona | 5 | 6.250% | $5,294 | — |
| New Hampshire | 2 | 5.870% | $5,574 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,127 | 6.990% | — | 1 | −$3,290 | |
| 2 | $5,574 | 5.870% | — | 2 | −$2,843 | |
| 3 | $5,965 | 5.990% | — | 7 | −$2,452 | |
| 4 | $6,077 | 6.688% | — | 2 | −$2,340 | |
| 5 | $6,293 | 6.625% | — | 1 | −$2,124 | |
| 6 | $6,353 | 6.125% | — | 1 | −$2,064 | |
| 7 | $6,360 | 6.875% | — | 1 | −$2,057 | |
| 8 | $6,410 | 7.125% | — | 1 | −$2,007 | |
| 9 | $6,816 | 5.990% | — | 1 | −$1,601 | |
| 10 | $7,378 | 6.062% | — | 4 | −$1,039 | |
| 11 | $7,930 | 5.625% | — | 3 | −$487 | |
| 12 | $8,245 | 6.875% | — | 3 | −$172 | |
| 13 | $8,622 | 6.370% | — | 32 | +$205 | |
| 14 | $8,750 | 5.990% | — | 113 | +$333 | |
| 15 | $9,215 | 6.308% | — | 2 | +$798 | |
| 16 | $10,168 | 5.875% | — | 7 | +$1,751 | |
| 17 | $13,728 | 5.990% | — | 1 | +$5,311 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Logix Federal Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $655,000 | $335,000 | +$320,000 (+95.5%) |
| Median total closing costs | $8,417 | $7,127 | +$1,290 (+18.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.