Listerhill Credit Union closing costs and rates (2024)
In 2024, Listerhill Credit Union originated 103 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,806. That is $1,935 below the national median of $6,741. Listerhill Credit Union is most active in Alabama with 92 originations there.
Purchase Originations
103
Median Total Costs
$4,806
−28.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,777
Median Lender Credits
$200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 94 | 6.375% | $4,749 | $2,761 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 92 | 6.375% | $4,809 | #96 |
| Tennessee | 9 | 6.500% | $4,493 | — |
| Michigan | 1 | 6.125% | $13,588 | — |
| Mississippi | 1 | 6.750% | $3,447 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,831 | 7.500% | — | 1 | −$1,975 | |
| 2 | $3,234 | 6.000% | — | 1 | −$1,572 | |
| 3 | $3,723 | 6.312% | — | 4 | −$1,083 | |
| 4 | $3,792 | 6.500% | — | 1 | −$1,014 | |
| 5 | $3,858 | 6.240% | — | 1 | −$948 | |
| 6 | $4,228 | 6.188% | — | 4 | −$578 | |
| 7 | $4,254 | 5.990% | — | 1 | −$552 | |
| 8 | $4,660 | 6.250% | — | 30 | −$146 | |
| 9 | $4,664 | 6.625% | — | 10 | −$142 | |
| 10 | $4,935 | 6.375% | — | 21 | +$129 | |
| 11 | $4,994 | 5.625% | — | 1 | +$188 | |
| 12 | $5,036 | 6.370% | — | 6 | +$230 | |
| 13 | $5,129 | 6.500% | — | 3 | +$323 | |
| 14 | $5,234 | 6.500% | — | 3 | +$428 | |
| 15 | $6,024 | 6.250% | — | 2 | +$1,218 | |
| 16 | $6,059 | 6.183% | — | 6 | +$1,253 | |
| 17 | $6,114 | 6.125% | — | 2 | +$1,308 | |
| 18 | $7,090 | 6.875% | — | 1 | +$2,284 | |
| 19 | $9,948 | 6.125% | — | 1 | +$5,142 | |
| 20 | $13,588 | 6.125% | — | 1 | +$8,782 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.