Purchase Originations
152
Median Total Costs
$5,610
−16.0% vs national ($6,680)
Median Rate
5.375%
−17.2% vs national (6.490%)
Median Origination
$0
Median Lender Credits
$15
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 59 | 6.125% | $549 | $0 |
| fha | 52 | 4.990% | $6,931 | $0 |
| va | 40 | 4.990% | $2,548 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 143 | 5.490% | $5,636 | #119 |
| South Carolina | 9 | 4.990% | $4,440 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $525 | 5.490% | — | 7 | −$5,085 | |
| 2 | $564 | 6.625% | — | 3 | −$5,046 | |
| 3 | $4,440 | 4.990% | — | 9 | −$1,170 | |
| 4 | $4,696 | 6.000% | — | 1 | −$914 | |
| 5 | $5,985 | 5.375% | — | 113 | +$375 | |
| 6 | $6,048 | 5.183% | — | 18 | +$438 | |
| 7 | $7,701 | 6.875% | — | 1 | +$2,091 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Landmark 24 Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $5,610 | $7,127 | −$1,517 (−21.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.