GESA CREDIT UNION closing costs and rates (2024)
In 2024, GESA CREDIT UNION originated 335 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,958. That is $217 above the national median of $6,741. GESA CREDIT UNION is most active in Washington with 310 originations there.
Purchase Originations
335
Median Total Costs
$6,958
+3.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,595
Median Lender Credits
$250
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 335 | 6.500% | $6,958 | $4,595 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 310 | 6.500% | $6,932 | #43 |
| Idaho | 13 | 6.250% | $9,838 | — |
| Oregon | 12 | 6.500% | $6,121 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,157 | 6.375% | — | 4 | −$1,801 | |
| 2 | $5,718 | 6.500% | — | 2 | −$1,240 | |
| 3 | $6,142 | 6.500% | — | 15 | −$816 | |
| 4 | $6,580 | 6.250% | — | 16 | −$378 | |
| 5 | $6,610 | 6.500% | — | 32 | −$348 | |
| 6 | $6,643 | 7.500% | — | 3 | −$315 | |
| 7 | $6,863 | 6.500% | — | 46 | −$95 | |
| 8 | $6,900 | 6.375% | — | 91 | −$58 | |
| 9 | $6,992 | 6.125% | — | 10 | +$34 | |
| 10 | $7,249 | 6.375% | — | 7 | +$291 | |
| 11 | $7,252 | 6.688% | — | 14 | +$294 | |
| 12 | $7,399 | 6.812% | — | 4 | +$441 | |
| 13 | $7,546 | 6.000% | — | 5 | +$588 | |
| 14 | $8,148 | 6.250% | — | 3 | +$1,190 | |
| 15 | $8,150 | 6.500% | — | 37 | +$1,192 | |
| 16 | $8,428 | 6.375% | — | 4 | +$1,470 | |
| 17 | $9,028 | 6.375% | — | 3 | +$2,070 | |
| 18 | $9,144 | 6.375% | — | 2 | +$2,186 | |
| 19 | $9,194 | 6.688% | — | 6 | +$2,236 | |
| 20 | $14,325 | 6.438% | — | 4 | +$7,367 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.