Forcht Bank, National Association closing costs and rates (2024)
In 2024, Forcht Bank, National Association originated 142 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,050. That is $2,691 below the national median of $6,741. Forcht Bank, National Association is most active in Kentucky with 125 originations there.
Purchase Originations
142
Median Total Costs
$4,050
−39.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$925
Median Lender Credits
$295
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 116 | 6.750% | $3,478 | $925 |
| fha | 21 | 6.625% | $5,839 | $725 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 125 | 6.750% | $3,980 | #70 |
| Ohio | 12 | 6.250% | $5,733 | — |
| Indiana | 3 | 7.000% | $2,848 | — |
| North Carolina | 1 | 6.875% | $5,282 | — |
| Tennessee | 1 | 6.250% | $3,878 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,814 | 6.375% | — | 2 | −$1,236 | |
| 2 | $2,950 | 6.500% | — | 5 | −$1,100 | |
| 3 | $3,038 | 6.875% | — | 13 | −$1,012 | |
| 4 | $3,182 | 6.750% | — | 5 | −$868 | |
| 5 | $3,207 | 6.625% | — | 5 | −$843 | |
| 6 | $3,270 | 6.875% | — | 8 | −$780 | |
| 7 | $4,263 | 6.500% | — | 3 | +$213 | |
| 8 | $4,479 | 6.750% | — | 2 | +$429 | |
| 9 | $4,697 | 6.875% | — | 2 | +$647 | |
| 10 | $4,700 | 6.250% | — | 4 | +$650 | |
| 11 | $4,713 | 6.750% | — | 9 | +$663 | |
| 12 | $4,728 | 6.688% | — | 4 | +$678 | |
| 13 | $4,729 | 6.625% | — | 13 | +$679 | |
| 14 | $4,904 | 6.750% | — | 11 | +$854 | |
| 15 | $5,091 | 6.750% | — | 20 | +$1,041 | |
| 16 | $5,183 | 6.625% | — | 5 | +$1,133 | |
| 17 | $5,319 | 6.875% | — | 5 | +$1,269 | |
| 18 | $5,811 | 6.750% | — | 3 | +$1,761 | |
| 19 | $5,881 | 6.312% | — | 8 | +$1,831 | |
| 20 | $5,952 | 6.250% | — | 2 | +$1,902 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.