EVO HOME LOANS, LLC closing costs and rates (2024)
In 2024, EVO HOME LOANS, LLC originated 125 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $8,153. That is $1,412 above the national median of $6,741. EVO HOME LOANS, LLC is most active in Arizona with 91 originations there.
Purchase Originations
125
Median Total Costs
$8,153
+20.9% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$4,013
Median Lender Credits
$2,002
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 112 | 6.990% | $8,027 | $4,004 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 91 | 6.990% | $8,026 | #108 |
| California | 19 | 6.750% | $14,847 | — |
| Nevada | 8 | 7.188% | $6,407 | — |
| Utah | 5 | 6.750% | $4,253 | — |
| Florida | 2 | 7.183% | $6,332 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,392 | 7.250% | — | 1 | −$4,761 | |
| 2 | $4,003 | 6.750% | — | 1 | −$4,150 | |
| 3 | $4,253 | 7.625% | — | 1 | −$3,900 | |
| 4 | $5,597 | 6.750% | — | 3 | −$2,556 | |
| 5 | $6,145 | 7.375% | — | 1 | −$2,008 | |
| 6 | $6,407 | 7.188% | — | 8 | −$1,746 | |
| 7 | $6,442 | 7.625% | — | 1 | −$1,711 | |
| 8 | $6,520 | 6.990% | — | 1 | −$1,633 | |
| 9 | $6,576 | 7.375% | — | 1 | −$1,577 | |
| 10 | $8,090 | 6.990% | — | 78 | −$63 | |
| 11 | $8,785 | 6.562% | — | 6 | +$632 | |
| 12 | $8,865 | 6.625% | — | 7 | +$712 | |
| 13 | $9,083 | 6.558% | — | 4 | +$930 | |
| 14 | $14,847 | 6.490% | — | 3 | +$6,694 | |
| 15 | $15,505 | 6.812% | — | 6 | +$7,352 | |
| 16 | $18,512 | 7.250% | — | 1 | +$10,359 | |
| 17 | $21,024 | 6.808% | — | 2 | +$12,871 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.