Dakota Community Bank & Trust, National Association closing costs and rates (2024)
In 2024, Dakota Community Bank & Trust, National Association originated 206 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $6,044. That is $697 below the national median of $6,741. Dakota Community Bank & Trust, National Association is most active in North Dakota with 197 originations there.
Purchase Originations
206
Median Total Costs
$6,044
−10.3% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$3,024
Median Lender Credits
$59
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 145 | 6.250% | $5,327 | $3,015 |
| fha | 34 | 5.700% | $10,099 | $3,045 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Dakota | 197 | 6.000% | $6,056 | #9 |
| South Dakota | 5 | 6.250% | $5,150 | — |
| Florida | 1 | 6.125% | $7,636 | — |
| Indiana | 1 | 6.375% | $4,325 | — |
| Minnesota | 1 | 6.500% | $4,034 | — |
| Ohio | 1 | 7.210% | $6,022 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,028 | 8.580% | — | 1 | −$5,016 | |
| 2 | $3,712 | 6.875% | — | 3 | −$2,332 | |
| 3 | $4,034 | 6.500% | — | 1 | −$2,010 | |
| 4 | $4,325 | 6.375% | — | 1 | −$1,719 | |
| 5 | $4,528 | 6.375% | — | 1 | −$1,516 | |
| 6 | $5,134 | 6.000% | — | 5 | −$910 | |
| 7 | $5,873 | 6.200% | — | 1 | −$171 | |
| 8 | $5,906 | 5.938% | — | 36 | −$138 | |
| 9 | $5,994 | 5.250% | — | 1 | −$50 | |
| 10 | $6,043 | 5.990% | — | 71 | −$1 | |
| 11 | $6,249 | 6.000% | — | 65 | +$205 | |
| 12 | $6,556 | 6.625% | — | 2 | +$512 | |
| 13 | $7,288 | 5.250% | — | 1 | +$1,244 | |
| 14 | $7,415 | 6.250% | — | 2 | +$1,371 | |
| 15 | $7,636 | 6.125% | — | 1 | +$1,592 | |
| 16 | $9,135 | 5.450% | — | 4 | +$3,091 | |
| 17 | $9,165 | 6.125% | — | 1 | +$3,121 | |
| 18 | $10,448 | 6.375% | — | 3 | +$4,404 | |
| 19 | $11,063 | 6.062% | — | 2 | +$5,019 | |
| 20 | $13,743 | 6.125% | — | 1 | +$7,699 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.