CORTRUST MORTGAGE, INC. closing costs and rates (2024)
In 2024, CORTRUST MORTGAGE, INC. originated 341 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,561. That is $1,180 below the national median of $6,741. CORTRUST MORTGAGE, INC. is most active in South Dakota with 184 originations there.
Purchase Originations
341
Median Total Costs
$5,561
−17.5% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,832
Median Lender Credits
$113
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 282 | 6.375% | $5,263 | $3,050 |
| fha | 41 | 6.375% | $7,529 | $1,725 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Dakota | 184 | 6.125% | $4,845 | #12 |
| Minnesota | 146 | 6.500% | $6,008 | #71 |
| Nebraska | 3 | 6.500% | $5,107 | — |
| Wisconsin | 2 | 6.562% | $6,136 | — |
| Iowa | 1 | 6.875% | $7,129 | — |
| Michigan | 1 | 6.750% | $3,884 | — |
| North Carolina | 1 | 6.625% | $6,664 | — |
| North Dakota | 1 | 6.500% | $5,767 | — |
| Ohio | 1 | 7.000% | $8,072 | — |
| Pennsylvania | 1 | 6.250% | $17,969 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,896 | 6.250% | — | 3 | −$1,665 | |
| 2 | $4,255 | 6.062% | — | 4 | −$1,306 | |
| 3 | $4,293 | 6.250% | — | 6 | −$1,268 | |
| 4 | $4,365 | 6.188% | — | 4 | −$1,196 | |
| 5 | $4,471 | 6.125% | — | 31 | −$1,090 | |
| 6 | $4,510 | 6.625% | — | 6 | −$1,051 | |
| 7 | $4,685 | 6.125% | — | 19 | −$876 | |
| 8 | $4,997 | 6.125% | — | 47 | −$564 | |
| 9 | $5,222 | 6.500% | — | 4 | −$339 | |
| 10 | $5,265 | 6.500% | — | 20 | −$296 | |
| 11 | $5,366 | 6.000% | — | 29 | −$195 | |
| 12 | $5,616 | 6.750% | — | 3 | +$55 | |
| 13 | $5,658 | 6.375% | — | 58 | +$97 | |
| 14 | $5,822 | 6.625% | — | 16 | +$261 | |
| 15 | $6,028 | 6.375% | — | 11 | +$467 | |
| 16 | $6,248 | 6.812% | — | 4 | +$687 | |
| 17 | $6,389 | 6.500% | — | 8 | +$828 | |
| 18 | $6,444 | 5.875% | — | 9 | +$883 | |
| 19 | $7,147 | 6.688% | — | 10 | +$1,586 | |
| 20 | $8,717 | 6.500% | — | 3 | +$3,156 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.