COLUMBIA COMMUNITY CREDIT UNION closing costs and rates (2024)
In 2024, COLUMBIA COMMUNITY CREDIT UNION originated 117 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,211. That is $2,530 below the national median of $6,741. COLUMBIA COMMUNITY CREDIT UNION is most active in Washington with 98 originations there.
Purchase Originations
117
Median Total Costs
$4,211
−37.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,371
Median Lender Credits
$974
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 117 | 6.625% | $4,211 | $1,371 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 98 | 6.625% | $4,131 | #106 |
| Oregon | 14 | 6.562% | $4,629 | — |
| Alabama | 1 | 6.625% | $2,715 | — |
| California | 1 | 5.750% | $3,806 | — |
| Idaho | 1 | 6.875% | $7,734 | — |
| New Mexico | 1 | 6.750% | $3,965 | — |
| Texas | 1 | 7.250% | $3,657 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,715 | 6.625% | — | 1 | −$1,496 | |
| 2 | $2,955 | 6.500% | — | 1 | −$1,256 | |
| 3 | $3,519 | 6.000% | — | 1 | −$692 | |
| 4 | $3,657 | 7.250% | — | 1 | −$554 | |
| 5 | $3,806 | 6.500% | — | 2 | −$405 | |
| 6 | $3,806 | 5.750% | — | 1 | −$405 | |
| 7 | $3,965 | 6.750% | — | 1 | −$246 | |
| 8 | $4,075 | 6.500% | — | 75 | −$136 | |
| 9 | $4,219 | 6.625% | — | 1 | +$8 | |
| 10 | $4,297 | 7.500% | — | 1 | +$86 | |
| 11 | $4,334 | 7.000% | — | 1 | +$123 | |
| 12 | $4,709 | 6.500% | — | 7 | +$498 | |
| 13 | $5,279 | 6.625% | — | 4 | +$1,068 | |
| 14 | $5,604 | 6.875% | — | 14 | +$1,393 | |
| 15 | $5,949 | 6.250% | — | 2 | +$1,738 | |
| 16 | $6,105 | 5.625% | — | 1 | +$1,894 | |
| 17 | $7,734 | 6.875% | — | 1 | +$3,523 | |
| 18 | $8,584 | 6.938% | — | 2 | +$4,373 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.