CB&S Bank, Inc. closing costs and rates (2024)
In 2024, CB&S Bank, Inc. originated 216 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,441. That is $3,300 below the national median of $6,741. CB&S Bank, Inc. is most active in Alabama with 142 originations there.
Purchase Originations
216
Median Total Costs
$3,441
−49.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$81
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 187 | 6.830% | $3,309 | $1,075 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 142 | 6.750% | $3,311 | #66 |
| Tennessee | 41 | 6.630% | $3,960 | — |
| Mississippi | 31 | 6.790% | $3,540 | — |
| Florida | 1 | 6.760% | $15,097 | — |
| Georgia | 1 | 7.010% | $5,516 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,449 | 6.625% | — | 9 | −$992 | |
| 2 | $2,630 | 7.125% | — | 30 | −$811 | |
| 3 | $2,785 | 6.895% | — | 16 | −$656 | |
| 4 | $2,872 | 7.250% | — | 3 | −$569 | |
| 5 | $3,122 | 6.625% | — | 7 | −$319 | |
| 6 | $3,159 | 6.875% | — | 3 | −$282 | |
| 7 | $3,335 | 7.125% | — | 3 | −$106 | |
| 8 | $3,370 | 6.660% | — | 11 | −$71 | |
| 9 | $3,426 | 6.990% | — | 5 | −$15 | |
| 10 | $3,503 | 6.375% | — | 8 | +$62 | |
| 11 | $3,661 | 6.617% | — | 6 | +$220 | |
| 12 | $3,837 | 6.830% | — | 5 | +$396 | |
| 13 | $4,040 | 6.750% | — | 14 | +$599 | |
| 14 | $4,084 | 7.570% | — | 5 | +$643 | |
| 15 | $4,202 | 6.627% | — | 10 | +$761 | |
| 16 | $4,382 | 6.750% | — | 9 | +$941 | |
| 17 | $4,626 | 6.990% | — | 5 | +$1,185 | |
| 18 | $4,972 | 6.125% | — | 5 | +$1,531 | |
| 19 | $5,536 | 6.625% | — | 5 | +$2,095 | |
| 20 | $7,663 | 6.625% | — | 19 | +$4,222 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.