CAMPUS USA CREDIT UNION closing costs and rates (2024)
In 2024, CAMPUS USA CREDIT UNION originated 197 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,597. That is $1,144 below the national median of $6,741. CAMPUS USA CREDIT UNION is most active in Florida with 192 originations there.
Purchase Originations
197
Median Total Costs
$5,597
−17.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,000
Median Lender Credits
$2,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.625% | $5,597 | $1,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 192 | 6.625% | $5,650 | #172 |
| Georgia | 2 | 6.688% | $4,652 | — |
| Maryland | 1 | 6.750% | $4,249 | — |
| North Carolina | 1 | 6.000% | $3,427 | — |
| South Carolina | 1 | 6.125% | $4,223 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,930 | 6.438% | — | 2 | −$1,667 | |
| 2 | $3,946 | 6.000% | — | 1 | −$1,651 | |
| 3 | $4,341 | 7.125% | — | 3 | −$1,256 | |
| 4 | $4,456 | 6.375% | — | 1 | −$1,141 | |
| 5 | $4,512 | 6.750% | — | 2 | −$1,085 | |
| 6 | $5,080 | 6.500% | — | 35 | −$517 | |
| 7 | $5,137 | 6.625% | — | 3 | −$460 | |
| 8 | $5,237 | 6.375% | — | 5 | −$360 | |
| 9 | $5,551 | 6.562% | — | 2 | −$46 | |
| 10 | $5,554 | 6.625% | — | 1 | −$43 | |
| 11 | $5,566 | 6.500% | — | 7 | −$31 | |
| 12 | $5,928 | 6.500% | — | 97 | +$331 | |
| 13 | $6,906 | 6.875% | — | 5 | +$1,309 | |
| 14 | $7,120 | 6.375% | — | 1 | +$1,523 | |
| 15 | $8,761 | 6.875% | — | 12 | +$3,164 | |
| 16 | $9,024 | 6.625% | — | 1 | +$3,427 | |
| 17 | $9,393 | 6.438% | — | 2 | +$3,796 | |
| 18 | $10,166 | 6.688% | — | 2 | +$4,569 | |
| 19 | $10,717 | 6.625% | — | 1 | +$5,120 | |
| 20 | $11,994 | 6.875% | — | 3 | +$6,397 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.