Adams Community Bank closing costs and rates (2024)
In 2024, Adams Community Bank originated 228 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,317. That is $3,424 below the national median of $6,741. Adams Community Bank is most active in Massachusetts with 215 originations there.
Purchase Originations
228
Median Total Costs
$3,317
−50.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$750
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 226 | 6.500% | $3,314 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 215 | 6.500% | $3,316 | #51 |
| New York | 7 | 6.500% | $3,916 | — |
| Vermont | 5 | 6.625% | $3,307 | — |
| New Hampshire | 1 | 6.625% | $2,362 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,362 | 6.625% | — | 1 | −$955 | |
| 2 | $2,810 | 6.500% | — | 3 | −$507 | |
| 3 | $3,128 | 6.500% | — | 1 | −$189 | |
| 4 | $3,307 | 6.625% | — | 5 | −$10 | |
| 5 | $3,307 | 6.812% | — | 4 | −$10 | |
| 6 | $3,318 | 6.500% | — | 207 | +$1 | |
| 7 | $3,453 | 6.500% | — | 2 | +$136 | |
| 8 | $3,747 | 6.375% | — | 4 | +$430 | |
| 9 | $4,143 | 6.625% | — | 1 | +$826 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.