Lowest closing cost mortgage lenders in Kankakee County County, Illinois
In Kankakee County, Illinois, homebuyers paid a median of $5,698 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 734 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, PNC Bank, National Association offered the lowest median costs at $3,338, which is $1,094 less than the county median.
Homebuyers in Kankakee County County who chose PNC Bank, National Association paid $2,360 less in closing costs than the county median.
County Median Costs
$5,698
−6.5% vs Illinois ($6,096)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,134
Purchase Originations
734
vs Illinois Median
6.5% below
$-398
vs National Median
15.5% below
$-1,043
Lender rankings in Kankakee County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,338 | 6.812% | $1,517 | 16 | −$1,094 | |
| 2 | $3,524 | 6.875% | $913 | 40 | −$908 | |
| 3 | $3,717 | 6.875% | $1,300 | 39 | −$715 | |
| 4 | $4,116 | 6.888% | $1,904 | 28 | −$316 | |
| 5 | $4,325 | 6.500% | $2,298 | 25 | −$107 | |
| 6 | $4,640 | 7.000% | $2,247 | 15 | +$208 | |
| 7 | $4,937 | 7.374% | $2,388 | 10 | +$505 | |
| 8 | $5,163 | 6.750% | $2,762 | 14 | +$731 | |
| 9 | $5,670 | 6.990% | $3,245 | 15 | +$1,238 | |
| 10 | $5,749 | 6.875% | $3,010 | 23 | +$1,317 | |
| 11 | $5,929 | 6.990% | $3,388 | 38 | +$1,497 | |
| 12 | $6,792 | 7.125% | $3,838 | 14 | +$2,360 |
Includes lenders with 10+ purchase originations in Kankakee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.