Homebuyers in Twin Falls County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,654 less in closing costs than the county median.
County Median Costs
$8,984
+2.8% vs Idaho ($8,741)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$4,515
Purchase Originations
973
Denial Rate
5.8%
vs Idaho avg (5.4%)
vs Idaho Median
2.8% above
$243
vs National Median
34.5% above
$2,304
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,621 | 6.375% | $3,795 | 135 | −$888 | |
| 2 | $6,668 | 6.000% | $3,395 | 11 | −$841 | |
| 3 | $7,000 | 6.500% | $4,520 | 27 | −$510 | |
| 4 | $7,031 | 5.990% | $3,555 | 124 | −$478 | |
| 5 | $7,296 | 6.125% | $5,137 | 55 | −$213 | |
| 6 | $7,450 | 6.500% | $4,211 | 17 | −$59 | |
| 7 | $7,921 | 6.375% | $4,580 | 17 | +$412 | |
| 8 | $8,109 | 6.375% | $5,399 | 15 | +$600 | |
| 9 | $8,434 | 6.688% | $5,104 | 32 | +$925 | |
| 10 | $8,437 | 6.625% | $5,039 | 53 | +$928 | |
| 11 | $9,129 | 6.375% | $5,146 | 26 | +$1,620 | |
| 12 | $9,822 | 6.438% | $6,102 | 36 | +$2,313 |
Includes lenders with 10+ purchase originations in Twin Falls County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.