What are the average closing costs in Twin Falls County County?

In Twin Falls County County, the median total loan costs on purchase mortgages were $8,972 in 2024, based on 982 originations.

Which lender has the lowest closing costs in Twin Falls County County?

Among lenders with 10+ originations in Twin Falls County County, MORTGAGE RESEARCH CENTER, LLC had the lowest median total closing costs at $3,347 in 2024.

How do closing costs in Twin Falls County County compare to Idaho?

Twin Falls County County closing costs (median $8,972) are 2.8% above the Idaho state median of $8,726.

Lowest closing cost mortgage lenders in Twin Falls County County, Idaho

In Twin Falls County, Idaho, homebuyers paid a median of $8,972 in closing costs in 2024 — above the Idaho median of $8,726. The county saw 982 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,347, which is $4,622 less than the county median.

Homebuyers in Twin Falls County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,625 less in closing costs than the county median.

County Median Costs

$8,972

+2.8% vs Idaho ($8,726)

Median Rate

6.490%

−2.0% vs national (6.620%)

Median Origination

$4,560

Purchase Originations

982

vs Idaho Median

2.8% above

$246

vs National Median

33.1% above

$2,231

Lender rankings in Twin Falls County County

13 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	U.S. Bank National Association	$5,900	6.375%	$2,113	19	−$1,403
2	D. L. EVANS BANK	$6,599	6.750%	$3,164	10	−$704
3	First Federal Savings Bank of Twin Falls	$6,861	6.433%	$3,871	98	−$442
4	IDAHO CENTRAL CREDIT UNION	$6,884	6.375%	$3,904	115	−$419
5	ROCKET MORTGAGE, LLC	$6,985	6.500%	$4,000	13	−$318
6	UNITED WHOLESALE MORTGAGE, LLC	$7,804	6.375%	$5,078	61	+$501
7	NFM, INC.	$7,840	6.625%	$4,704	47	+$537
8	PREMIER MORTGAGE RESOURCES, L.L.C.	$8,060	6.875%	$4,736	60	+$757
9	MOVEMENT MORTGAGE, LLC	$8,171	6.625%	$5,932	14	+$868
10	GUILD MORTGAGE COMPANY LLC	$8,289	6.625%	$5,456	36	+$986
11	CORNERSTONE CAPITAL BANK, SSB	$9,363	6.625%	$5,682	28	+$2,060
12	AXIA FINANCIAL, LLC	$9,446	6.875%	$5,256	13	+$2,143

Includes lenders with 10+ purchase originations in Twin Falls County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.