Lowest closing cost mortgage lenders in Pottawattamie County County, Iowa
In Pottawattamie County, Iowa, homebuyers paid a median of $4,143 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 897 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, VERIDIAN CREDIT UNION offered the lowest median costs at $1,974, which is $1,488 less than the county median.
Homebuyers in Pottawattamie County County who chose VERIDIAN CREDIT UNION paid $2,169 less in closing costs than the county median.
County Median Costs
$4,143
+48.8% vs Iowa ($2,784)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,724
Purchase Originations
897
vs Iowa Median
48.8% above
$1,359
vs National Median
38.5% below
$-2,598
Lender rankings in Pottawattamie County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,974 | 6.250% | $500 | 20 | −$1,488 | |
| 2 | $2,521 | 6.500% | $900 | 23 | −$941 | |
| 3 | $2,867 | 6.500% | $895 | 15 | −$595 | |
| 4 | $3,050 | 6.562% | $1,600 | 12 | −$412 | |
| 5 | $3,067 | 6.625% | $895 | 23 | −$395 | |
| 6 | $3,139 | 6.750% | $1,429 | 33 | −$323 | |
| 7 | $3,206 | 6.875% | $1,499 | 36 | −$256 | |
| 8 | $3,307 | 6.938% | $1,564 | 30 | −$155 | |
| 9 | $3,362 | 6.625% | $1,780 | 59 | −$100 | |
| 10 | $3,557 | 6.750% | $2,107 | 20 | +$95 | |
| 11 | $4,105 | 7.125% | $2,058 | 33 | +$643 | |
| 12 | $4,389 | 7.125% | $2,683 | 12 | +$927 | |
| 13 | $4,427 | 6.625% | $2,562 | 27 | +$965 | |
| 14 | $4,643 | 6.750% | $2,943 | 15 | +$1,181 | |
| 15 | $4,919 | 6.933% | $3,356 | 46 | +$1,457 | |
| 16 | $5,164 | 6.500% | $2,938 | 10 | +$1,702 | |
| 17 | $5,284 | 6.933% | $3,624 | 40 | +$1,822 |
Includes lenders with 10+ purchase originations in Pottawattamie County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.