Lowest closing cost mortgage lenders in Walton County County, Florida
In Walton County, Florida, homebuyers paid a median of $8,442 in closing costs in 2024 — below the Florida median of $8,887. The county saw 1,409 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DSLD MORTGAGE, LLC offered the lowest median costs at $2,902, which is $4,142 less than the county median.
Homebuyers in Walton County County who chose DSLD MORTGAGE, LLC paid $5,540 less in closing costs than the county median.
County Median Costs
$8,442
−5.0% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,670
Purchase Originations
1,409
vs Florida Median
5.0% below
$-445
vs National Median
25.2% above
$1,701
Lender rankings in Walton County County
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,902 | 6.500% | $0 | 48 | −$4,142 | |
| 2 | $2,991 | 5.500% | $0 | 60 | −$4,053 | |
| 3 | $5,867 | 6.875% | $1,268 | 13 | −$1,177 | |
| 4 | $6,367 | 8.780% | $4,500 | 30 | −$677 | |
| 5 | $6,736 | 8.625% | $4,050 | 14 | −$308 | |
| 6 | $6,864 | 6.625% | $995 | 21 | −$180 | |
| 7 | $7,271 | 6.562% | $3,619 | 22 | +$227 | |
| 8 | $7,573 | 6.312% | $1,340 | 18 | +$529 | |
| 9 | $7,706 | 6.188% | $2,109 | 12 | +$662 | |
| 10 | $8,069 | 6.933% | $3,036 | 10 | +$1,025 | |
| 11 | $8,178 | 6.625% | $3,175 | 15 | +$1,134 | |
| 12 | $8,679 | 6.625% | $3,390 | 29 | +$1,635 | |
| 13 | $8,813 | 6.750% | $4,366 | 17 | +$1,769 | |
| 14 | $9,112 | 7.500% | $4,779 | 10 | +$2,068 | |
| 15 | $9,494 | 6.999% | $3,776 | 63 | +$2,450 | |
| 16 | $9,568 | 6.750% | $1,620 | 15 | +$2,524 | |
| 17 | $9,994 | 6.875% | $3,619 | 13 | +$2,950 | |
| 18 | $10,380 | 6.438% | $5,101 | 10 | +$3,336 | |
| 19 | $11,684 | 5.875% | $3,631 | 13 | +$4,640 | |
| 20 | $11,708 | 6.312% | $2,657 | 12 | +$4,664 | |
| 21 | $11,797 | 6.812% | $5,969 | 12 | +$4,753 |
Includes lenders with 10+ purchase originations in Walton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.