Homebuyers in Napa County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,407 less in closing costs than the county median.
County Median Costs
$8,550
−8.2% vs California ($9,309)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,227
Purchase Originations
610
Denial Rate
7.8%
vs California avg (7.1%)
vs California Median
8.2% below
$-759
vs National Median
28.0% above
$1,870
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,143 | 5.990% | $0 | 28 | −$2,617 | |
| 2 | $6,001 | 6.250% | $0 | 31 | −$1,759 | |
| 3 | $6,048 | 5.750% | $815 | 11 | −$1,712 | |
| 4 | $6,267 | 6.683% | $2,114 | 14 | −$1,493 | |
| 5 | $6,388 | 6.125% | $1,545 | 10 | −$1,372 | |
| 6 | $6,965 | 6.188% | $1,610 | 12 | −$795 | |
| 7 | $7,191 | 6.500% | $2,285 | 40 | −$569 | |
| 8 | $7,754 | 6.312% | $4,234 | 24 | −$6 | |
| 9 | $8,116 | 6.125% | $1,195 | 24 | +$356 | |
| 10 | $8,208 | 6.990% | $2,390 | 11 | +$448 | |
| 11 | $9,453 | 6.612% | $4,678 | 54 | +$1,693 | |
| 12 | $9,976 | 6.625% | $5,434 | 22 | +$2,216 | |
| 13 | $11,197 | 6.750% | $6,449 | 20 | +$3,437 | |
| 14 | $12,245 | 6.875% | $7,542 | 16 | +$4,485 |
Includes lenders with 10+ purchase originations in Napa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.