Lowest closing cost mortgage lenders in Napa County County, California
In Napa County, California, homebuyers paid a median of $8,603 in closing costs in 2024 — below the California median of $9,450. The county saw 624 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $4,729, which is $3,049 less than the county median.
Homebuyers in Napa County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,874 less in closing costs than the county median.
County Median Costs
$8,603
−9.0% vs California ($9,450)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,210
Purchase Originations
624
vs California Median
9.0% below
$-847
vs National Median
27.6% above
$1,862
Lender rankings in Napa County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,729 | 5.750% | $0 | 45 | −$3,049 | |
| 2 | $5,754 | 5.925% | $815 | 10 | −$2,024 | |
| 3 | $6,754 | 6.750% | $1,782 | 21 | −$1,024 | |
| 4 | $7,263 | 6.000% | $1,465 | 11 | −$515 | |
| 5 | $7,436 | 6.500% | $4,804 | 25 | −$342 | |
| 6 | $7,521 | 6.990% | $1,990 | 23 | −$257 | |
| 7 | $7,940 | 6.875% | $2,752 | 13 | +$162 | |
| 8 | $8,358 | 6.625% | $3,489 | 46 | +$580 | |
| 9 | $8,469 | 6.750% | $2,358 | 64 | +$691 | |
| 10 | $8,577 | 6.438% | $1,456 | 10 | +$799 | |
| 11 | $8,622 | 6.125% | $2,586 | 11 | +$844 | |
| 12 | $8,916 | 6.625% | $5,715 | 13 | +$1,138 | |
| 13 | $11,134 | 6.990% | $5,783 | 20 | +$3,356 |
Includes lenders with 10+ purchase originations in Napa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.