Lowest closing cost mortgage lenders in Madera County County, California
In Madera County, California, homebuyers paid a median of $11,644 in closing costs in 2024 — above the California median of $9,450. The county saw 1,697 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,604, which is $6,662 less than the county median.
Homebuyers in Madera County County who chose LENNAR MORTGAGE, LLC paid $10,040 less in closing costs than the county median.
County Median Costs
$11,644
+23.2% vs California ($9,450)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$5,180
Purchase Originations
1,697
vs California Median
23.2% above
$2,194
vs National Median
72.7% above
$4,903
Lender rankings in Madera County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,821 | 6.000% | $20 | 12 | −$6,035 | |
| 2 | $3,627 | 5.375% | $0 | 10 | −$5,229 | |
| 3 | $4,301 | 6.490% | $1,650 | 12 | −$4,555 | |
| 4 | $5,264 | 6.999% | $2,347 | 15 | −$3,592 | |
| 5 | $6,145 | 6.120% | $1,842 | 20 | −$2,711 | |
| 6 | $6,965 | 6.625% | $4,690 | 39 | −$1,891 | |
| 7 | $7,137 | 6.625% | $2,829 | 15 | −$1,719 | |
| 8 | $7,387 | 6.562% | $4,829 | 34 | −$1,469 | |
| 9 | $7,856 | 6.125% | $4,940 | 35 | −$1,000 | |
| 10 | $8,510 | 5.990% | $4,710 | 138 | −$346 | |
| 11 | $8,814 | 6.375% | $5,875 | 50 | −$42 | |
| 12 | $9,743 | 6.500% | $6,388 | 89 | +$887 | |
| 13 | $9,977 | 6.990% | $6,028 | 24 | +$1,121 | |
| 14 | $9,984 | 6.688% | $6,568 | 16 | +$1,128 | |
| 15 | $10,848 | 6.125% | $8,346 | 15 | +$1,992 | |
| 16 | $10,997 | 6.990% | $7,251 | 11 | +$2,141 | |
| 17 | $11,348 | 6.500% | $8,066 | 137 | +$2,492 | |
| 18 | $11,374 | 6.375% | $8,323 | 21 | +$2,518 | |
| 19 | $12,449 | 6.625% | $9,916 | 11 | +$3,593 | |
| 20 | $14,287 | 6.250% | $11,582 | 14 | +$5,431 |
Includes lenders with 10+ purchase originations in Madera County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.