Lowest closing cost mortgage lenders in Navajo County County, Arizona
In Navajo County, Arizona, homebuyers paid a median of $7,570 in closing costs in 2024 — below the Arizona median of $8,463. The county saw 691 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ALTITUDE FINANCIAL CORPORATION offered the lowest median costs at $3,500, which is $3,111 less than the county median.
Homebuyers in Navajo County County who chose ALTITUDE FINANCIAL CORPORATION paid $4,070 less in closing costs than the county median.
County Median Costs
$7,570
−10.6% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,264
Purchase Originations
691
vs Arizona Median
10.6% below
$-893
vs National Median
12.3% above
$829
Lender rankings in Navajo County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,500 | 7.062% | $1,125 | 10 | −$3,111 | |
| 2 | $5,966 | 6.990% | $3,035 | 10 | −$645 | |
| 3 | $6,396 | 6.990% | $3,116 | 67 | −$215 | |
| 4 | $6,676 | 6.990% | $3,793 | 39 | +$64 | |
| 5 | $6,792 | 6.990% | $2,704 | 16 | +$181 | |
| 6 | $6,860 | 6.990% | $3,145 | 11 | +$249 | |
| 7 | $8,074 | 6.874% | $4,439 | 58 | +$1,463 | |
| 8 | $8,776 | 6.625% | $4,225 | 11 | +$2,165 | |
| 9 | $8,889 | 7.000% | $6,168 | 16 | +$2,278 |
Includes lenders with 10+ purchase originations in Navajo County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.