Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$0
median across reports
vs. National Average
100%
below national avg
Avg Origination Charge
$1,876
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,876 | $1,671 | 🔴 Above Avg |
| discount_points | $1,767 | $2,205 | 🟢 Below Avg |
| lender_credits | $277 | $449 | 🟢 Below Avg |
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Mortgage Company · PA
Navy Federal Credit Union
Credit Union · VA
Wells Fargo Bank, N.A.
Bank · CA
Based on 1,713 homebuyer-submitted Closing Disclosures, Members 1st's median total closing costs are $0. This is about 100% below the $3,071 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Federal data snapshot (2025)
In 2025, Members 1st originated 465 purchase loans with median closing costs of $4,716.
See 2025 HMDA market data for Members 1st →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.