Homebuyers in Lycoming County County who chose Pennsylvania State Employees Credit Union paid $2,142 less in closing costs than the county median.
County Median Costs
$5,131
−21.1% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
711
Denial Rate
8.1%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
21.1% below
$-1,369
vs National Median
23.2% below
$-1,549
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,989 | 6.625% | $550 | 21 | −$1,692 | |
| 2 | $3,803 | 6.500% | $575 | 86 | −$878 | |
| 3 | $4,503 | 6.500% | $1,495 | 23 | −$178 | |
| 4 | $4,538 | 6.750% | $2,350 | 29 | −$143 | |
| 5 | $4,587 | 6.500% | $1,395 | 11 | −$94 | |
| 6 | $4,873 | 6.625% | $1,670 | 26 | +$192 | |
| 7 | $4,929 | 6.490% | $1,500 | 93 | +$248 | |
| 8 | $5,026 | 6.500% | $1,433 | 11 | +$345 | |
| 9 | $5,282 | 6.875% | $1,910 | 21 | +$601 |
Includes lenders with 10+ purchase originations in Lycoming County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.