Lowest closing cost mortgage lenders in Centre County County, Pennsylvania
In Centre County, Pennsylvania, homebuyers paid a median of $5,710 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 789 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,275, which is $3,029 less than the county median.
Homebuyers in Centre County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,435 less in closing costs than the county median.
County Median Costs
$5,710
−12.9% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,733
Purchase Originations
789
vs Pennsylvania Median
12.9% below
$-843
vs National Median
15.3% below
$-1,031
Lender rankings in Centre County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,390 | 6.250% | $550 | 11 | −$2,081 | |
| 2 | $3,732 | 6.438% | $810 | 18 | −$1,739 | |
| 3 | $5,069 | 6.875% | $1,577 | 80 | −$402 | |
| 4 | $5,295 | 6.750% | $1,440 | 25 | −$176 | |
| 5 | $5,339 | 6.625% | $1,500 | 87 | −$132 | |
| 6 | $5,456 | 6.250% | $1,100 | 83 | −$15 | |
| 7 | $5,699 | 6.500% | $2,393 | 28 | +$228 | |
| 8 | $5,778 | 6.875% | $1,817 | 16 | +$307 | |
| 9 | $5,821 | 6.375% | $2,264 | 24 | +$350 | |
| 10 | $5,832 | 5.999% | $1,790 | 26 | +$361 | |
| 11 | $5,946 | 6.500% | $3,516 | 47 | +$475 | |
| 12 | $7,059 | 6.624% | $3,209 | 32 | +$1,588 | |
| 13 | $7,137 | 6.990% | $2,369 | 17 | +$1,666 |
Includes lenders with 10+ purchase originations in Centre County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.