Homebuyers in Centre County County who chose Pennsylvania State Employees Credit Union paid $2,274 less in closing costs than the county median.
County Median Costs
$5,701
−12.3% vs Pennsylvania ($6,500)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
899
Denial Rate
6.8%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
12.3% below
$-799
vs National Median
14.7% below
$-979
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,427 | 6.375% | $678 | 37 | −$2,077 | |
| 2 | $3,787 | 6.625% | $1,295 | 15 | −$1,717 | |
| 3 | $4,523 | 6.250% | $810 | 17 | −$981 | |
| 4 | $4,989 | 6.990% | $999 | 10 | −$515 | |
| 5 | $5,026 | 6.607% | $1,195 | 82 | −$478 | |
| 6 | $5,056 | 5.990% | $1,195 | 30 | −$448 | |
| 7 | $5,283 | 6.625% | $1,768 | 12 | −$221 | |
| 8 | $5,358 | 6.625% | $1,500 | 79 | −$146 | |
| 9 | $5,519 | 6.125% | $1,150 | 106 | +$15 | |
| 10 | $5,628 | 6.500% | $3,338 | 32 | +$124 | |
| 11 | $5,749 | 6.499% | $1,745 | 16 | +$245 | |
| 12 | $5,824 | 6.438% | $1,380 | 22 | +$320 | |
| 13 | $6,266 | 6.375% | $2,275 | 37 | +$762 | |
| 14 | $7,061 | 6.125% | $3,237 | 70 | +$1,557 | |
| 15 | $7,486 | 6.620% | $3,048 | 10 | +$1,982 |
Includes lenders with 10+ purchase originations in Centre County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.