Homebuyers in Tioga County County who chose Community Bank, National Association paid $4,335 less in closing costs than the county median.
County Median Costs
$4,335
−32.3% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,200
Purchase Originations
296
Denial Rate
12.2%
vs New York avg (8.5%)
vs New York Median
32.3% below
$-2,065
vs National Median
35.1% below
$-2,345
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.250% | $0 | 21 | −$3,848 | |
| 2 | $3,282 | 6.625% | $845 | 19 | −$566 | |
| 3 | $3,466 | 6.062% | $790 | 10 | −$382 | |
| 4 | $3,649 | 6.500% | $1,195 | 43 | −$199 | |
| 5 | $3,719 | 6.500% | $219 | 14 | −$129 | |
| 6 | $4,947 | 6.625% | $2,823 | 10 | +$1,099 |
Includes lenders with 10+ purchase originations in Tioga County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.