Homebuyers in Livingston County County who chose Community Bank, National Association paid $4,355 less in closing costs than the county median.
County Median Costs
$4,405
−31.2% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,550
Purchase Originations
356
Denial Rate
8.9%
vs New York avg (8.5%)
vs New York Median
31.2% below
$-1,995
vs National Median
34.1% below
$-2,275
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $50 | 6.688% | $0 | 14 | −$4,146 | |
| 2 | $3,466 | 6.500% | $995 | 18 | −$730 | |
| 3 | $3,577 | 6.562% | $845 | 10 | −$619 | |
| 4 | $3,701 | 6.625% | $1,450 | 73 | −$495 | |
| 5 | $3,828 | 6.625% | $2,270 | 23 | −$368 | |
| 6 | $4,549 | 6.625% | $1,997 | 13 | +$353 | |
| 7 | $4,738 | 6.750% | $1,550 | 31 | +$542 | |
| 8 | $4,780 | 6.875% | $2,256 | 19 | +$584 |
Includes lenders with 10+ purchase originations in Livingston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.