Lowest closing cost mortgage lenders in Genesee County County, New York
In Genesee County, New York, homebuyers paid a median of $4,134 in closing costs in 2024 — below the New York median of $6,440. The county saw 383 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Five Star Bank offered the lowest median costs at $3,449, which is $449 less than the county median.
Homebuyers in Genesee County County who chose Five Star Bank paid $685 less in closing costs than the county median.
County Median Costs
$4,134
−35.8% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,447
Purchase Originations
383
vs New York Median
35.8% below
$-2,306
vs National Median
38.7% below
$-2,607
Lender rankings in Genesee County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,449 | 6.750% | $1,100 | 13 | −$449 | |
| 2 | $3,508 | 6.125% | $1,384 | 11 | −$390 | |
| 3 | $3,510 | 6.500% | $770 | 22 | −$388 | |
| 4 | $3,685 | 6.750% | $1,400 | 84 | −$213 | |
| 5 | $3,764 | 7.000% | $2,217 | 11 | −$134 | |
| 6 | $3,907 | 6.750% | $1,360 | 25 | +$9 | |
| 7 | $4,323 | 6.750% | $1,700 | 13 | +$425 | |
| 8 | $4,641 | 7.058% | $1,782 | 12 | +$743 | |
| 9 | $5,098 | 6.875% | $1,916 | 12 | +$1,200 |
Includes lenders with 10+ purchase originations in Genesee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.