Lowest closing cost mortgage lenders in Valencia County County, New Mexico
In Valencia County, New Mexico, homebuyers paid a median of $7,963 in closing costs in 2024 — above the New Mexico median of $7,095. The county saw 892 purchase mortgages at a median rate of 6.31%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,824, which is $2,366 less than the county median.
Homebuyers in Valencia County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,139 less in closing costs than the county median.
County Median Costs
$7,963
+12.2% vs New Mexico ($7,095)
Median Rate
6.310%
−4.7% vs national (6.620%)
Median Origination
$2,533
Purchase Originations
892
vs New Mexico Median
12.2% above
$868
vs National Median
18.1% above
$1,222
Lender rankings in Valencia County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,824 | 5.500% | $0 | 12 | −$2,366 | |
| 2 | $3,342 | 6.312% | $995 | 10 | −$1,848 | |
| 3 | $4,028 | 6.625% | $1,495 | 15 | −$1,162 | |
| 4 | $5,013 | 6.875% | $2,657 | 36 | −$177 | |
| 5 | $5,318 | 6.433% | $2,489 | 16 | +$128 | |
| 6 | $5,433 | 6.625% | $2,965 | 13 | +$243 | |
| 7 | $5,488 | 6.500% | $3,412 | 15 | +$298 | |
| 8 | $5,672 | 6.625% | $2,958 | 31 | +$482 | |
| 9 | $6,645 | 6.500% | $3,356 | 27 | +$1,455 | |
| 10 | $7,013 | 8.890% | $4,500 | 19 | +$1,823 | |
| 11 | $7,638 | 6.875% | $5,331 | 23 | +$2,448 |
Includes lenders with 10+ purchase originations in Valencia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.