Homebuyers in Cass County County who chose Alerus Financial, National Association paid $2,544 less in closing costs than the county median.
County Median Costs
$5,637
−2.2% vs North Dakota ($5,764)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,659
Purchase Originations
1,724
Denial Rate
3.9%
vs North Dakota avg (5.7%)
vs North Dakota Median
2.2% below
$-127
vs National Median
15.6% below
$-1,043
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,093 | 6.500% | $1,082 | 19 | −$1,817 | |
| 2 | $3,512 | 6.450% | $1,100 | 25 | −$1,398 | |
| 3 | $3,531 | 6.375% | $1,865 | 103 | −$1,379 | |
| 4 | $3,583 | 6.050% | $1,166 | 56 | −$1,327 | |
| 5 | $3,616 | 6.062% | $1,256 | 32 | −$1,294 | |
| 6 | $3,768 | 6.438% | $1,433 | 24 | −$1,142 | |
| 7 | $3,824 | 6.250% | $2,098 | 31 | −$1,086 | |
| 8 | $3,827 | 6.562% | $1,370 | 86 | −$1,083 | |
| 9 | $4,019 | 6.375% | $1,643 | 144 | −$891 | |
| 10 | $4,044 | 6.250% | $2,591 | 13 | −$866 | |
| 11 | $4,787 | 6.750% | $3,368 | 13 | −$123 | |
| 12 | $4,910 | 6.250% | $2,734 | 41 | +$0 | |
| 13 | $5,144 | 6.250% | $2,745 | 15 | +$234 | |
| 14 | $5,244 | 6.490% | $2,440 | 15 | +$334 | |
| 15 | $5,369 | 6.250% | $3,203 | 44 | +$459 | |
| 16 | $5,705 | 6.125% | $3,482 | 248 | +$795 | |
| 17 | $5,958 | 6.375% | $3,705 | 14 | +$1,048 | |
| 18 | $5,995 | 6.499% | $3,808 | 104 | +$1,085 | |
| 19 | $6,040 | 6.625% | $3,808 | 14 | +$1,130 | |
| 20 | $6,080 | 6.490% | $4,093 | 37 | +$1,170 | |
| 21 | $6,251 | 6.625% | $3,744 | 42 | +$1,341 | |
| 22 | $6,465 | 6.125% | $4,045 | 15 | +$1,555 | |
| 23 | $6,742 | 6.500% | $4,297 | 13 | +$1,832 | |
| 24 | $7,133 | 6.575% | $4,580 | 27 | +$2,223 |
Includes lenders with 10+ purchase originations in Cass County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.