What are the average closing costs in Cass County County?

In Cass County County, the median total loan costs on purchase mortgages were $5,510 in 2024, based on 1,796 originations.

Which lender has the lowest closing costs in Cass County County?

Among lenders with 10+ originations in Cass County County, Alerus Financial, National Association had the lowest median total closing costs at $2,762 in 2024.

How do closing costs in Cass County County compare to North Dakota?

Cass County County closing costs (median $5,510) are 0.0% below the North Dakota state median of $5,512.

Lowest closing cost mortgage lenders in Cass County County, North Dakota

In Cass County, North Dakota, homebuyers paid a median of $5,510 in closing costs in 2024 — near the North Dakota median of $5,512. The county saw 1,796 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, Alerus Financial, National Association offered the lowest median costs at $2,762, which is $2,028 less than the county median.

Homebuyers in Cass County County who chose Alerus Financial, National Association paid $2,748 less in closing costs than the county median.

County Median Costs

$5,510

−0.0% vs North Dakota ($5,512)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$2,695

Purchase Originations

1,796

vs North Dakota Median

0.0% below

$-2

vs National Median

18.3% below

$-1,231

Lender rankings in Cass County County

25 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Alerus Financial, National Association	$2,762	6.250%	$995	18	−$2,028
2	U.S. Bank National Association	$2,784	6.263%	$893	26	−$2,007
3	Empeople Credit Union	$2,978	6.370%	$990	10	−$1,813
4	VALLEY MORTGAGE, INC.	$2,989	6.125%	$1,258	116	−$1,802
5	Western State Bank	$3,012	5.875%	$850	35	−$1,779
6	Dacotah Bank	$3,154	6.750%	$1,630	19	−$1,637
7	Nations Lending Corporation	$3,297	5.825%	$0	14	−$1,494
8	First International Bank & Trust	$4,039	6.625%	$2,380	85	−$752
9	Bremer Bank, National Association	$4,188	6.125%	$2,462	43	−$603
10	Bell Bank	$4,427	6.625%	$2,523	109	−$364
11	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$4,874	6.250%	$2,550	51	+$83
12	Choice Financial Group	$4,874	6.495%	$2,621	26	+$83
13	NEWREZ LLC	$4,926	6.500%	$2,910	18	+$135
14	FIRST COMMUNITY CREDIT UNION	$4,968	6.000%	$3,073	62	+$176
15	Gate City Bank	$5,212	6.188%	$3,272	260	+$421
16	BAY EQUITY LLC	$5,225	6.625%	$2,987	20	+$434
17	TOWN AND COUNTRY Credit Union	$5,230	6.490%	$3,282	52	+$439
18	First Western Bank & Trust	$5,628	6.625%	$3,753	15	+$836
19	FIRST COLONY MORTGAGE CORPORATION	$5,640	6.562%	$4,003	12	+$849
20	UNITED WHOLESALE MORTGAGE, LLC	$5,812	6.625%	$4,025	80	+$1,021
21	ROCKET MORTGAGE, LLC	$5,812	6.562%	$3,658	30	+$1,021
22	CAPITAL	$5,988	6.250%	$4,179	27	+$1,198
23	Cambria Financial Group, LLC	$6,070	6.875%	$4,045	33	+$1,279
24	PRIMARY RESIDENTIAL MORTGAGE, INC.	$7,043	6.625%	$4,812	36	+$2,252

Includes lenders with 10+ purchase originations in Cass County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.