TOWN AND COUNTRY Credit Union closing costs and rates (2024)
In 2024, TOWN AND COUNTRY Credit Union originated 223 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $5,939. That is $802 below the national median of $6,741. TOWN AND COUNTRY Credit Union is most active in North Dakota with 179 originations there.
Purchase Originations
223
Median Total Costs
$5,939
−11.9% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,012
Median Lender Credits
$278
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 138 | 6.375% | $5,244 | $3,314 |
| va | 49 | 5.750% | $6,814 | $0 |
| fha | 34 | 6.000% | $10,623 | $3,402 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,571 | 5.750% | — | 1 | −$4,368 | |
| 2 | $2,918 | 5.875% | — | 2 | −$3,021 | |
| 3 | $4,038 | 6.312% | — | 4 | −$1,901 | |
| 4 | $4,510 | 6.490% | — | 7 | −$1,429 | |
| 5 | $4,867 | 5.625% | — | 1 | −$1,072 | |
| 6 | $5,355 | 6.433% | — | 2 | −$584 | |
| 7 | $5,422 | 5.938% | — | 2 | −$517 | |
| 8 | $5,513 | 6.375% | — | 28 | −$426 | |
| 9 | $5,578 | 6.187% | — | 2 | −$361 | |
| 10 | $5,683 | 6.125% | — | 4 | −$256 | |
| 11 | $5,792 | 6.375% | — | 72 | −$147 | |
| 12 | $5,994 | 6.125% | — | 79 | +$55 | |
| 13 | $6,177 | 6.375% | — | 1 | +$238 | |
| 14 | $6,569 | 6.250% | — | 1 | +$630 | |
| 15 | $7,132 | 6.375% | — | 1 | +$1,193 | |
| 16 | $7,950 | 7.000% | — | 1 | +$2,011 | |
| 17 | $8,352 | 6.557% | — | 2 | +$2,413 | |
| 18 | $8,984 | 5.625% | — | 3 | +$3,045 | |
| 19 | $10,094 | 6.000% | — | 1 | +$4,155 | |
| 20 | $19,321 | 6.000% | — | 2 | +$13,382 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.