FIRST COMMUNITY CREDIT UNION closing costs and rates (2024)
In 2024, FIRST COMMUNITY CREDIT UNION originated 180 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $7,795. That is $1,054 above the national median of $6,741. FIRST COMMUNITY CREDIT UNION is most active in Texas with 180 originations there.
Purchase Originations
180
Median Total Costs
$7,795
+15.6% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$3,722
Median Lender Credits
$86
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 180 | 6.125% | $7,795 | $3,722 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 180 | 6.125% | $7,795 | #210 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,597 | 5.375% | — | 1 | −$3,198 | |
| 2 | $6,474 | 6.625% | — | 1 | −$1,321 | |
| 3 | $6,967 | 5.875% | — | 1 | −$828 | |
| 4 | $7,149 | 6.000% | — | 11 | −$646 | |
| 5 | $7,248 | 6.250% | — | 1 | −$547 | |
| 6 | $7,504 | 6.125% | — | 104 | −$291 | |
| 7 | $7,577 | 6.188% | — | 2 | −$218 | |
| 8 | $7,650 | 6.250% | — | 27 | −$145 | |
| 9 | $7,816 | 6.375% | — | 1 | +$21 | |
| 10 | $7,833 | 6.062% | — | 2 | +$38 | |
| 11 | $8,202 | 6.000% | — | 5 | +$407 | |
| 12 | $8,663 | 6.000% | — | 4 | +$868 | |
| 13 | $8,927 | 5.938% | — | 6 | +$1,132 | |
| 14 | $9,343 | 6.000% | — | 2 | +$1,548 | |
| 15 | $9,382 | 6.250% | — | 1 | +$1,587 | |
| 16 | $9,651 | 6.625% | — | 1 | +$1,856 | |
| 17 | $9,986 | 6.375% | — | 3 | +$2,191 | |
| 18 | $10,581 | 5.750% | — | 2 | +$2,786 | |
| 19 | $10,597 | 5.990% | — | 5 | +$2,802 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.