Homebuyers in Stanly County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,915 less in closing costs than the county median.
County Median Costs
$6,434
+12.2% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
839
Denial Rate
9.2%
vs North Carolina avg (9.1%)
vs North Carolina Median
12.2% above
$698
vs National Median
3.7% below
$-246
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,338 | 7.000% | $0 | 30 | −$1,710 | |
| 2 | $4,236 | 6.750% | $1,195 | 10 | −$812 | |
| 3 | $4,378 | 6.562% | $1,395 | 10 | −$670 | |
| 4 | $4,761 | 5.875% | $2,286 | 137 | −$287 | |
| 5 | $5,088 | 6.500% | $3,365 | 19 | +$40 | |
| 6 | $5,325 | 6.500% | $1,981 | 13 | +$277 | |
| 7 | $5,512 | 6.625% | $3,059 | 20 | +$464 | |
| 8 | $5,671 | 6.495% | $2,748 | 10 | +$623 | |
| 9 | $5,915 | 6.562% | $3,231 | 53 | +$867 | |
| 10 | $7,339 | 6.625% | $4,064 | 11 | +$2,291 | |
| 11 | $7,402 | 6.990% | $4,058 | 10 | +$2,354 | |
| 12 | $8,057 | 6.302% | $4,920 | 15 | +$3,009 | |
| 13 | $8,418 | 8.625% | $4,581 | 10 | +$3,370 | |
| 14 | $10,733 | 5.990% | $8,002 | 11 | +$5,685 |
Includes lenders with 10+ purchase originations in Stanly County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.