Lowest closing cost mortgage lenders in Stanly County County, North Carolina
In Stanly County, North Carolina, homebuyers paid a median of $5,827 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 816 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,408 less than the county median.
Homebuyers in Stanly County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,477 less in closing costs than the county median.
County Median Costs
$5,827
+1.9% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,371
Purchase Originations
816
vs North Carolina Median
1.9% above
$107
vs National Median
13.6% below
$-914
Lender rankings in Stanly County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 19 | −$4,408 | |
| 2 | $3,174 | 7.000% | $750 | 43 | −$1,584 | |
| 3 | $4,679 | 6.650% | $2,410 | 136 | −$79 | |
| 4 | $5,181 | 6.875% | $2,214 | 31 | +$423 | |
| 5 | $5,230 | 6.625% | $2,670 | 23 | +$472 | |
| 6 | $6,312 | 6.625% | $3,751 | 27 | +$1,554 | |
| 7 | $6,474 | 7.870% | $3,691 | 10 | +$1,716 | |
| 8 | $6,716 | 6.990% | $3,666 | 25 | +$1,958 | |
| 9 | $6,921 | 6.875% | $4,163 | 10 | +$2,163 | |
| 10 | $9,038 | 7.125% | $6,150 | 13 | +$4,280 |
Includes lenders with 10+ purchase originations in Stanly County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.