Homebuyers in Rockingham County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,114 less in closing costs than the county median.
County Median Costs
$5,553
−3.2% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,076
Purchase Originations
1,024
Denial Rate
16.6%
vs North Carolina avg (9.1%)
vs North Carolina Median
3.2% below
$-183
vs National Median
16.9% below
$-1,127
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,523 | 5.375% | $0 | 53 | −$2,067 | |
| 2 | $3,939 | 6.750% | $1,597 | 18 | −$651 | |
| 3 | $3,962 | 6.500% | $1,495 | 24 | −$628 | |
| 4 | $4,009 | 6.433% | $1,439 | 12 | −$581 | |
| 5 | $4,082 | 6.025% | $1,943 | 94 | −$508 | |
| 6 | $4,212 | 6.500% | $2,075 | 14 | −$378 | |
| 7 | $4,917 | 6.812% | $2,369 | 14 | +$327 | |
| 8 | $4,937 | 6.500% | $2,780 | 11 | +$347 | |
| 9 | $5,060 | 6.625% | $2,630 | 29 | +$470 | |
| 10 | $5,100 | 6.550% | $2,240 | 11 | +$510 | |
| 11 | $5,906 | 6.375% | $3,500 | 41 | +$1,316 | |
| 12 | $6,071 | 6.625% | $3,076 | 34 | +$1,481 | |
| 13 | $6,665 | 8.500% | $3,949 | 10 | +$2,075 | |
| 14 | $7,759 | 6.990% | $5,575 | 11 | +$3,169 |
Includes lenders with 10+ purchase originations in Rockingham County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.