Lowest closing cost mortgage lenders in Rockingham County County, North Carolina
In Rockingham County, North Carolina, homebuyers paid a median of $5,398 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 957 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,369, which is $2,012 less than the county median.
Homebuyers in Rockingham County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,029 less in closing costs than the county median.
County Median Costs
$5,398
−5.6% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,219
Purchase Originations
957
vs North Carolina Median
5.6% below
$-322
vs National Median
19.9% below
$-1,343
Lender rankings in Rockingham County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,369 | 5.875% | $0 | 50 | −$2,012 | |
| 2 | $3,095 | 6.750% | $797 | 12 | −$1,286 | |
| 3 | $4,101 | 6.575% | $1,979 | 95 | −$280 | |
| 4 | $4,107 | 6.675% | $1,498 | 26 | −$274 | |
| 5 | $4,501 | 6.625% | $1,792 | 15 | +$120 | |
| 6 | $4,801 | 6.875% | $2,197 | 10 | +$420 | |
| 7 | $5,171 | 6.625% | $3,058 | 11 | +$790 | |
| 8 | $5,554 | 6.625% | $3,325 | 31 | +$1,173 | |
| 9 | $5,597 | 6.625% | $3,448 | 22 | +$1,216 | |
| 10 | $6,589 | 6.750% | $3,555 | 28 | +$2,208 | |
| 11 | $8,114 | 7.688% | $5,532 | 12 | +$3,733 |
Includes lenders with 10+ purchase originations in Rockingham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.