Lowest closing cost mortgage lenders in Haywood County County, North Carolina
In Haywood County, North Carolina, homebuyers paid a median of $5,668 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 563 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,230 less than the county median.
Homebuyers in Haywood County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,668 less in closing costs than the county median.
County Median Costs
$5,668
−0.9% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
563
vs North Carolina Median
0.9% below
$-52
vs National Median
15.9% below
$-1,073
Lender rankings in Haywood County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.375% | $0 | 26 | −$5,230 | |
| 2 | $4,798 | 6.906% | $1,595 | 26 | −$432 | |
| 3 | $4,985 | 6.025% | $2,500 | 43 | −$245 | |
| 4 | $5,634 | 8.250% | $2,710 | 25 | +$404 | |
| 5 | $6,332 | 6.245% | $3,504 | 36 | +$1,102 | |
| 6 | $6,564 | 6.812% | $4,550 | 20 | +$1,334 | |
| 7 | $6,649 | 6.625% | $3,936 | 33 | +$1,419 | |
| 8 | $6,727 | 7.125% | $3,828 | 15 | +$1,497 | |
| 9 | $7,206 | 6.933% | $4,116 | 20 | +$1,976 |
Includes lenders with 10+ purchase originations in Haywood County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.