Lowest closing cost mortgage lenders in Franklin County County, North Carolina
In Franklin County, North Carolina, homebuyers paid a median of $5,989 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 1,203 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,486, which is $2,400 less than the county median.
Homebuyers in Franklin County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,503 less in closing costs than the county median.
County Median Costs
$5,989
+4.7% vs North Carolina ($5,720)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,338
Purchase Originations
1,203
vs North Carolina Median
4.7% above
$269
vs National Median
11.2% below
$-752
Lender rankings in Franklin County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,486 | 5.500% | $0 | 24 | −$2,400 | |
| 2 | $2,737 | 6.625% | $0 | 10 | −$2,149 | |
| 3 | $3,733 | 6.625% | $1,033 | 17 | −$1,153 | |
| 4 | $3,858 | 6.750% | $1,797 | 14 | −$1,028 | |
| 5 | $3,976 | 5.875% | $1,225 | 18 | −$910 | |
| 6 | $4,061 | 6.938% | $1,295 | 10 | −$825 | |
| 7 | $4,296 | 6.875% | $1,595 | 23 | −$590 | |
| 8 | $4,348 | 6.558% | $1,445 | 12 | −$538 | |
| 9 | $4,760 | 6.562% | $2,683 | 14 | −$126 | |
| 10 | $4,778 | 6.525% | $2,500 | 80 | −$108 | |
| 11 | $4,864 | 6.625% | $2,688 | 19 | −$22 | |
| 12 | $5,246 | 6.625% | $3,658 | 34 | +$360 | |
| 13 | $5,285 | 6.990% | $3,171 | 16 | +$399 | |
| 14 | $5,306 | 6.375% | $1,407 | 14 | +$420 | |
| 15 | $5,344 | 7.120% | $3,273 | 10 | +$458 | |
| 16 | $5,426 | 6.490% | $2,974 | 35 | +$540 | |
| 17 | $5,973 | 6.625% | $3,823 | 27 | +$1,087 | |
| 18 | $6,526 | 6.058% | $4,850 | 16 | +$1,640 | |
| 19 | $6,679 | 5.990% | $4,312 | 34 | +$1,793 | |
| 20 | $6,791 | 6.750% | $4,406 | 10 | +$1,905 | |
| 21 | $7,300 | 6.625% | $4,292 | 15 | +$2,414 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.