Homebuyers in Montcalm County County who chose Isabella Bank paid $1,598 less in closing costs than the county median.
County Median Costs
$4,962
+9.9% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,987
Purchase Originations
626
Denial Rate
10.3%
vs Michigan avg (12.0%)
vs Michigan Median
9.9% above
$448
vs National Median
25.7% below
$-1,718
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,364 | 5.750% | $1,100 | 13 | −$785 | |
| 2 | $3,428 | 6.750% | $1,361 | 12 | −$721 | |
| 3 | $3,461 | 6.370% | $1,267 | 66 | −$688 | |
| 4 | $3,578 | 6.625% | $1,190 | 18 | −$570 | |
| 5 | $3,661 | 6.500% | $1,395 | 12 | −$488 | |
| 6 | $3,663 | 6.375% | $1,499 | 15 | −$486 | |
| 7 | $3,735 | 6.575% | $1,882 | 11 | −$414 | |
| 8 | $4,342 | 6.750% | $2,704 | 11 | +$194 | |
| 9 | $4,439 | 6.500% | $2,380 | 24 | +$290 | |
| 10 | $4,755 | 6.875% | $2,288 | 26 | +$606 | |
| 11 | $4,997 | 6.875% | $2,639 | 18 | +$848 | |
| 12 | $5,480 | 6.650% | $3,507 | 11 | +$1,331 | |
| 13 | $5,634 | 6.688% | $3,525 | 14 | +$1,485 | |
| 14 | $6,206 | 6.625% | $3,758 | 12 | +$2,057 |
Includes lenders with 10+ purchase originations in Montcalm County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.