Isabella Bank closing costs and rates (2024)
In 2024, Isabella Bank originated 205 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,017. That is $3,724 below the national median of $6,741. Isabella Bank is most active in Michigan with 205 originations there.
Purchase Originations
205
Median Total Costs
$3,017
−55.2% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$850
Median Lender Credits
$22
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 203 | 6.125% | $3,011 | $850 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 205 | 6.125% | $3,017 | #77 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,482 | 5.750% | — | 1 | −$535 | |
| 2 | $2,577 | 6.125% | — | 1 | −$440 | |
| 3 | $2,661 | 6.625% | — | 1 | −$356 | |
| 4 | $2,713 | 6.562% | — | 2 | −$304 | |
| 5 | $2,724 | 6.250% | — | 1 | −$293 | |
| 6 | $2,739 | 6.188% | — | 20 | −$278 | |
| 7 | $2,920 | 6.125% | — | 68 | −$97 | |
| 8 | $2,991 | 6.062% | — | 10 | −$26 | |
| 9 | $3,027 | 6.000% | — | 7 | +$10 | |
| 10 | $3,034 | 6.562% | — | 20 | +$17 | |
| 11 | $3,041 | 5.500% | — | 1 | +$24 | |
| 12 | $3,102 | 5.875% | — | 8 | +$85 | |
| 13 | $3,110 | 6.250% | — | 23 | +$93 | |
| 14 | $3,113 | 6.125% | — | 1 | +$96 | |
| 15 | $3,273 | 6.000% | — | 30 | +$256 | |
| 16 | $3,495 | 6.500% | — | 1 | +$478 | |
| 17 | $4,551 | 6.812% | — | 2 | +$1,534 | |
| 18 | $4,974 | 5.500% | — | 1 | +$1,957 | |
| 19 | $5,028 | 6.500% | — | 1 | +$2,011 | |
| 20 | $7,231 | 6.375% | — | 1 | +$4,214 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.