Homebuyers in Midland County County who chose MEMBERS FIRST Credit Union paid $1,780 less in closing costs than the county median.
County Median Costs
$4,390
−2.8% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
753
Denial Rate
6.5%
vs Michigan avg (12.0%)
vs Michigan Median
2.8% below
$-124
vs National Median
34.3% below
$-2,290
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,610 | 6.750% | $550 | 29 | −$1,487 | |
| 2 | $2,747 | 6.625% | $200 | 59 | −$1,350 | |
| 3 | $3,507 | 6.500% | $933 | 12 | −$590 | |
| 4 | $3,583 | 6.625% | $1,395 | 26 | −$514 | |
| 5 | $3,598 | 6.688% | $1,190 | 12 | −$498 | |
| 6 | $3,707 | 7.000% | $997 | 17 | −$390 | |
| 7 | $4,313 | 6.750% | $1,682 | 15 | +$216 | |
| 8 | $4,445 | 5.500% | $1,100 | 33 | +$348 | |
| 9 | $4,493 | 6.875% | $2,430 | 46 | +$396 | |
| 10 | $4,560 | 6.500% | $1,995 | 55 | +$463 | |
| 11 | $4,604 | 6.625% | $2,635 | 39 | +$507 | |
| 12 | $5,029 | 6.625% | $2,636 | 51 | +$932 | |
| 13 | $5,153 | 6.625% | $2,863 | 11 | +$1,056 | |
| 14 | $5,384 | 6.933% | $1,570 | 20 | +$1,287 |
Includes lenders with 10+ purchase originations in Midland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.