DOW CREDIT UNION closing costs and rates (2024)
In 2024, DOW CREDIT UNION originated 181 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $2,611. That is $4,130 below the national median of $6,741. DOW CREDIT UNION is most active in Michigan with 181 originations there.
Purchase Originations
181
Median Total Costs
$2,611
−61.3% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$175
Median Lender Credits
$40
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 181 | 7.125% | $2,611 | $175 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 181 | 7.125% | $2,611 | #81 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,117 | 8.000% | — | 5 | −$494 | |
| 2 | $2,419 | 7.250% | — | 28 | −$192 | |
| 3 | $2,457 | 7.250% | — | 2 | −$154 | |
| 4 | $2,476 | 6.875% | — | 25 | −$135 | |
| 5 | $2,488 | 8.000% | — | 1 | −$123 | |
| 6 | $2,494 | 7.000% | — | 2 | −$117 | |
| 7 | $2,522 | 6.875% | — | 1 | −$89 | |
| 8 | $2,550 | 7.000% | — | 75 | −$61 | |
| 9 | $2,555 | 8.000% | — | 1 | −$56 | |
| 10 | $2,617 | 7.188% | — | 4 | +$6 | |
| 11 | $2,632 | 8.125% | — | 3 | +$21 | |
| 12 | $2,648 | 7.250% | — | 5 | +$37 | |
| 13 | $3,246 | 7.500% | — | 3 | +$635 | |
| 14 | $3,583 | 8.125% | — | 2 | +$972 | |
| 15 | $3,980 | 6.750% | — | 1 | +$1,369 | |
| 16 | $4,342 | 8.500% | — | 2 | +$1,731 | |
| 17 | $4,662 | 6.875% | — | 1 | +$2,051 | |
| 18 | $5,186 | 7.000% | — | 1 | +$2,575 | |
| 19 | $5,458 | 7.125% | — | 3 | +$2,847 | |
| 20 | $7,731 | 6.625% | — | 1 | +$5,120 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.