Homebuyers in Clinton County County who chose PFCU paid $1,059 less in closing costs than the county median.
County Median Costs
$4,318
−4.3% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
771
Denial Rate
10.3%
vs Michigan avg (12.0%)
vs Michigan Median
4.3% below
$-196
vs National Median
35.4% below
$-2,362
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,259 | 6.375% | $1,065 | 16 | −$833 | |
| 2 | $3,609 | 6.375% | $1,295 | 24 | −$483 | |
| 3 | $3,613 | 6.365% | $970 | 15 | −$479 | |
| 4 | $3,762 | 6.625% | $1,295 | 67 | −$330 | |
| 5 | $3,883 | 6.250% | $1,400 | 17 | −$209 | |
| 6 | $3,960 | 6.500% | $1,295 | 18 | −$132 | |
| 7 | $3,980 | 6.875% | $1,400 | 25 | −$112 | |
| 8 | $3,991 | 6.750% | $1,190 | 124 | −$101 | |
| 9 | $4,154 | 6.500% | $1,714 | 16 | +$62 | |
| 10 | $4,419 | 6.933% | $2,276 | 10 | +$327 | |
| 11 | $4,584 | 6.625% | $2,153 | 32 | +$492 | |
| 12 | $5,361 | 6.625% | $3,079 | 10 | +$1,269 | |
| 13 | $6,224 | 6.990% | $3,674 | 63 | +$2,132 | |
| 14 | $8,113 | 6.875% | $5,365 | 10 | +$4,021 | |
| 15 | $9,390 | 6.730% | $5,275 | 13 | +$5,298 |
Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.