Homebuyers in Sagadahoc County County who chose Kennebec Savings Bank paid $3,413 less in closing costs than the county median.
County Median Costs
$4,465
−5.7% vs Maine ($4,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,670
Purchase Originations
333
Denial Rate
5.1%
vs Maine avg (7.9%)
vs Maine Median
5.7% below
$-271
vs National Median
33.2% below
$-2,215
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,052 | 6.750% | $0 | 17 | −$3,106 | |
| 2 | $3,490 | 6.375% | $1,100 | 13 | −$668 | |
| 3 | $3,594 | 6.500% | $1,250 | 23 | −$564 | |
| 4 | $3,840 | 6.938% | $1,500 | 14 | −$318 | |
| 5 | $4,046 | 6.490% | $1,135 | 14 | −$112 | |
| 6 | $4,206 | 6.562% | $1,923 | 10 | +$48 | |
| 7 | $4,308 | 6.750% | $1,725 | 12 | +$150 | |
| 8 | $4,370 | 6.500% | $1,195 | 28 | +$212 | |
| 9 | $4,561 | 6.990% | $2,554 | 13 | +$403 | |
| 10 | $4,906 | 6.741% | $2,339 | 19 | +$748 |
Includes lenders with 10+ purchase originations in Sagadahoc County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.