TOPLINE FINANCIAL CREDIT UNION closing costs and rates (2024)
In 2024, TOPLINE FINANCIAL CREDIT UNION originated 105 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $5,310. That is $1,431 below the national median of $6,741. TOPLINE FINANCIAL CREDIT UNION is most active in Minnesota with 105 originations there.
Purchase Originations
105
Median Total Costs
$5,310
−21.2% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$2,745
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 105 | 6.125% | $5,310 | $2,745 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 105 | 6.125% | $5,310 | #85 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,109 | 6.500% | — | 1 | −$3,201 | |
| 2 | $3,283 | 5.125% | — | 4 | −$2,027 | |
| 3 | $3,854 | 6.375% | — | 1 | −$1,456 | |
| 4 | $4,136 | 6.375% | — | 3 | −$1,174 | |
| 5 | $4,251 | 6.875% | — | 1 | −$1,059 | |
| 6 | $4,251 | 6.750% | — | 1 | −$1,059 | |
| 7 | $4,361 | 6.250% | — | 1 | −$949 | |
| 8 | $4,488 | 5.875% | — | 4 | −$822 | |
| 9 | $4,612 | 6.500% | — | 10 | −$698 | |
| 10 | $5,057 | 6.062% | — | 2 | −$253 | |
| 11 | $5,443 | 6.058% | — | 22 | +$133 | |
| 12 | $5,488 | 6.125% | — | 35 | +$178 | |
| 13 | $5,513 | 6.500% | — | 5 | +$203 | |
| 14 | $5,696 | 6.875% | — | 1 | +$386 | |
| 15 | $6,042 | 6.000% | — | 1 | +$732 | |
| 16 | $6,076 | 6.875% | — | 1 | +$766 | |
| 17 | $6,360 | 6.250% | — | 6 | +$1,050 | |
| 18 | $8,038 | 5.500% | — | 1 | +$2,728 | |
| 19 | $8,517 | 6.000% | — | 3 | +$3,207 | |
| 20 | $10,433 | 6.188% | — | 2 | +$5,123 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.