THE MORTGAGE COMPANY closing costs and rates (2024)
In 2024, THE MORTGAGE COMPANY originated 172 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,478. That is $737 above the national median of $6,741. THE MORTGAGE COMPANY is most active in Colorado with 171 originations there.
Purchase Originations
172
Median Total Costs
$7,478
+10.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,281
Median Lender Credits
$95
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 121 | 6.625% | $6,342 | $4,419 |
| fha | 37 | 6.750% | $11,845 | $4,415 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,433 | 6.375% | — | 1 | −$4,045 | |
| 2 | $3,525 | 6.500% | — | 1 | −$3,953 | |
| 3 | $4,196 | 6.375% | — | 1 | −$3,282 | |
| 4 | $4,646 | 7.625% | — | 1 | −$2,832 | |
| 5 | $5,227 | 7.000% | — | 13 | −$2,251 | |
| 6 | $5,304 | 7.125% | — | 1 | −$2,174 | |
| 7 | $5,742 | 6.500% | — | 1 | −$1,736 | |
| 8 | $5,951 | 7.125% | — | 5 | −$1,527 | |
| 9 | $6,286 | 6.625% | — | 1 | −$1,192 | |
| 10 | $6,408 | 6.625% | — | 7 | −$1,070 | |
| 11 | $7,030 | 6.750% | — | 25 | −$448 | |
| 12 | $7,512 | 6.688% | — | 6 | +$34 | |
| 13 | $7,692 | 6.625% | — | 54 | +$214 | |
| 14 | $8,079 | 6.688% | — | 16 | +$601 | |
| 15 | $8,286 | 6.750% | — | 8 | +$808 | |
| 16 | $8,472 | 6.625% | — | 20 | +$994 | |
| 17 | $9,005 | 6.625% | — | 2 | +$1,527 | |
| 18 | $10,442 | 6.625% | — | 5 | +$2,964 | |
| 19 | $10,798 | 6.562% | — | 2 | +$3,320 | |
| 20 | $12,838 | 6.875% | — | 1 | +$5,360 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.