Southside Bank closing costs and rates (2024)
In 2024, Southside Bank originated 144 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $6,269. That is $472 below the national median of $6,741. Southside Bank is most active in Texas with 142 originations there.
Purchase Originations
144
Median Total Costs
$6,269
−7.0% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$251
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 131 | 7.125% | $6,011 | $1,495 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 142 | 7.000% | $6,269 | #235 |
| New Mexico | 1 | 6.375% | $3,390 | — |
| Oklahoma | 1 | 6.625% | $6,584 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,255 | 7.125% | — | 5 | −$2,014 | |
| 2 | $4,509 | 7.375% | — | 5 | −$1,760 | |
| 3 | $4,924 | 6.875% | — | 29 | −$1,345 | |
| 4 | $5,195 | 6.875% | — | 23 | −$1,074 | |
| 5 | $5,634 | 6.875% | — | 5 | −$635 | |
| 6 | $6,309 | 7.125% | — | 3 | +$40 | |
| 7 | $6,584 | 6.625% | — | 1 | +$315 | |
| 8 | $6,836 | 6.125% | — | 3 | +$567 | |
| 9 | $6,854 | 6.312% | — | 2 | +$585 | |
| 10 | $7,327 | 6.812% | — | 2 | +$1,058 | |
| 11 | $7,802 | 6.750% | — | 6 | +$1,533 | |
| 12 | $8,181 | 7.000% | — | 15 | +$1,912 | |
| 13 | $10,158 | 7.312% | — | 2 | +$3,889 | |
| 14 | $10,649 | 7.188% | — | 4 | +$4,380 | |
| 15 | $12,156 | 7.625% | — | 2 | +$5,887 | |
| 16 | $13,441 | 7.562% | — | 2 | +$7,172 | |
| 17 | $15,747 | 7.500% | — | 8 | +$9,478 | |
| 18 | $17,174 | 6.625% | — | 3 | +$10,905 | |
| 19 | $17,282 | 6.500% | — | 3 | +$11,013 | |
| 20 | $20,438 | 7.250% | — | 6 | +$14,169 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.